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# Retirement Tax Services

Financial Advisor Tax Solutions

## Sitemaps

- [XML Sitemap](https://retirementtaxservices.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Podcasts, Publications, and Practical Tips: How Steven Jarvis Educates Advisors at Scale](https://retirementtaxservices.com/steven-jarvis-educating-advisors-at-scale/) - Learn how Steven Jarvis helps advisors improve tax conversations with practical insights, real-world examples, podcasts, and actionable education.
- [How Jamie C. Shilanski Uses Communication Mastery to Fuel Growth](https://retirementtaxservices.com/how-jamie-c-shilanski-uses-communication-mastery-to-fuel-growth/) - Learn how Jamie C. Shilanski uses advisor communication skills, better questions, and quality conversations to drive growth, retention, and revenue.
- [Secure Your Seat at the 2026 Tax Summit](https://retirementtaxservices.com/last-chance-secure-your-seat-2026-tax-summit/) - Ready for the 2026 Tax Summit? Secure your seat for four days of practical, implementation-focused tax planning strategies built for advisors.
- [Surge Meetings: How Matthew Jarvis Serves Clients Intensely—and Then Takes Time Off](https://retirementtaxservices.com/surge-meetings-matthew-jarvis-model/) - Learn how Matthew Jarvis uses surge meetings to serve clients efficiently, create focused work periods, and reclaim time away from the office.
- [Q&A With a 2026 Tax Summit Speaker: A Sneak Peek at What You’ll Learn](https://retirementtaxservices.com/qa-with-2026-tax-summit-speaker/) - To give you a feel for the kinds of conversations you’ll hear at the 2026 Tax Summit, here’s a quick Q&A with one of our featured speakers, an advisor and educator who has built a thriving tax‑first practice.Rather than focusing only on tax concepts, this tax summit speaker interview gives you a look at how
- [Time‑Blocking Like a Pro: The Calendar Strategies Behind Micah Shilanski’s Freedom](https://retirementtaxservices.com/time-blocking-strategies-micah-shilanski/) - Learn how advisor time blocking and Micah Shilanski’s calendar strategies can help financial advisors regain control of their schedules and create more freedom.
- [Why Tax Planning Is the Ultimate Differentiator for Next‑Gen Advisors](https://retirementtaxservices.com/tax-planning-ultimate-differentiator-for-next-gen-advisors/) - Discover why tax planning helps next-gen financial advisors stand out, build credibility faster, and develop skills that clients and firms value.
- [Countdown to the 2026 Tax Summit: What to Expect Each Day](https://retirementtaxservices.com/countdown-to-2026-tax-summit-what-to-expect/) - See the 2026 Tax Summit agenda, discover what to expect each day, and learn how this implementation-focused event helps advisors build tax-first firms.
- [Building a Tax‑First Planning Process: A Framework Inspired by Retirement Tax Services](https://retirementtaxservices.com/building-a-tax-first-planning-process/) - Learn how a tax-first planning process using the Retirement Tax Services framework helps advisors create consistent workflows and deliver better client outcomes.
- [Advanced Insurance Strategies High‑Net‑Worth Clients Actually Care About](https://retirementtaxservices.com/advanced-insurance-strategies-for-high-net-worth-clients/) - Explore advanced insurance strategies for high-net-worth clients, including premium financing, executive benefits, and tax-smart planning opportunities.
- [What Is “Tax Alpha” and How Can You Show It to Clients?](https://retirementtaxservices.com/understanding-tax-alpha-how-advisors-add-value/) - Learn what tax alpha means, how advisors create after-tax value, and how to demonstrate the measurable impact of tax-efficient planning to clients.
- [Why Jamie Shilanski Insists Her Team Learns to Thrive, Not Just Cope](https://retirementtaxservices.com/jamie-shilanski-team-thriving-not-coping/) - Learn how Jamie Shilanski builds resilient advisory teams that overcome burnout, increase capacity, and create a stronger client experience.
- [How Tax Planning Creates Predictable Growth for Your Firm](https://retirementtaxservices.com/creating-predictable-growth-through-tax-planning/) - Learn how financial advisors can use tax planning to create predictable firm growth, generate better referrals, and build a stronger value proposition.
- [Raising Fees the Right Way: How Matthew Jarvis Charges More and Delivers More](https://retirementtaxservices.com/raising-fees-the-right-way-matthew-jarvis/) - Learn how Matthew Jarvis raises advisory fees, communicates value, and uses a fee increase strategy to improve advisor profitability without losing clients.
- [Building a Client Communication Toolkit: Scripts That Inspire Action](https://retirementtaxservices.com/client-communication-toolkit-scripts-that-inspire-action/) - Build a client communication toolkit with advisor scripts that improve tax planning conversations, strengthen clarity, and help financial advisors inspire client action.
- [Systematizing Client Value: How Micah Shilanski Delivers “Wow” Experiences at Scale](https://retirementtaxservices.com/systematizing-client-value-micah-shilanski/) - Learn how Micah Shilanski systematizes client value to deliver scalable “wow” experiences, build consistency, and free advisors to focus on higher-impact work.
- [The Role of Trusts in a Tax‑Smart Financial Plan](https://retirementtaxservices.com/role-of-trusts-in-tax-smart-financial-plan/) - Understand how trusts fit into a tax-smart financial plan, including revocable and irrevocable structures, SLATs, and how advisors coordinate estate and tax strategy.
- [From Compliance to Strategy: How Steven Jarvis Helps Advisors Elevate Tax Conversations](https://retirementtaxservices.com/from-tax-compliance-to-tax-strategy-steven-jarvis/) - Learn how Steven Jarvis helps advisors move from tax compliance conversations to strategic tax planning that improves client outcomes and deepens advisory relationships.
- [Thinking About Selling Your Advisory Firm? Don’t Overlook the Tax Angle](https://retirementtaxservices.com/succession-planning-tax-considerations-when-selling-advisory-firm/) - Explore key tax considerations when selling your advisory firm, including capital gains, deal structure, and succession planning strategies that impact your exit outcome.
- [From Heirs to Heroes: How Tax Education Prepares the Next Generation](https://retirementtaxservices.com/preparing-next-generation-clients-with-tax-education/) - Explore how tax education helps next generation heirs understand wealth, improve decision-making, and strengthen multigenerational planning conversations for advisors.
- [Inside the Mind of an IRS Special Agent: Lessons for Tax‑First Advisors](https://retirementtaxservices.com/inside-the-mind-of-an-irs-special-agent/) - Gain insights from an IRS special agent perspective on tax enforcement, audit risk, and investigation mindset to help advisors design more defensible tax-first strategies.
- [Global Tax and Estate Planning: What Advisors Need to Know](https://retirementtaxservices.com/global-tax-and-estate-planning-insights/) - Explore estate planning strategies for global and cross-border families, including how advisors can identify international tax issues.
- [How to Use Charitable Giving Strategies to Help Clients Reduce Taxes](https://retirementtaxservices.com/charitable-giving-strategies-to-reduce-taxes/) - Learn how charitable giving strategies like donor-advised funds and charitable trusts can help financial advisors reduce client taxes while supporting tax-efficient philanthropy and estate planning.
- [The Power of Better Questions: Turning Discovery Meetings Into Decisions](https://retirementtaxservices.com/better-questions-turn-discovery-into-decisions/) - Learn how asking better questions in advisor discovery meetings uncovers real client motivations and improves closing outcomes through stronger sales conversations.
- [5 Tax‑Planning Mistakes Advisors Make When On‑boarding New Clients](https://retirementtaxservices.com/five-tax-planning-mistakes-in-client-onboarding/) - Learn the five most common onboarding mistakes advisors make with tax planning and how to build
- [Capacity as a Growth Strategy: How Advisors Can Serve More Clients Without Burning Out](https://retirementtaxservices.com/capacity-as-a-growth-strategy-for-advisors/) - Learn how advisors can use advisor capacity as a growth strategy to serve more clients without burnout at the 2026 Tax Summit.
- [Raising the Bar: How Jamie C. Shilanski Challenges Her Team to Think Bigger](https://retirementtaxservices.com/jamie-shilanski-raising-the-bar/) - Discover how Jamie C. Shilanski challenges her advisory team to think bigger, raise standards, and grow through leadership.
- [Advisor Marketing: Scaling Personal Brand Without Losing Authenticity](https://retirementtaxservices.com/advisor-marketing-scale-personal-brand-tax-expertise/) - Learn how to scale your advisor marketing and personal brand while staying authentic, with practical strategies for content, messaging, and tax expertise.
- [“I Finally Had a Tax Process”: A Mini‑Interview With a Past Summit Attendee](https://retirementtaxservices.com/summit-attendee-interview-what-changed/) - Read an advisor success story from a past Tax Summit attendee who implemented a repeatable tax planning process and created a more proactive client experience.
- [The Perfect RIA in Practice: Lessons From a $2M, 250‑Free‑Day Firm](https://retirementtaxservices.com/perfect-ria-in-practice-jarvis-financial/) - Learn how Matthew Jarvis built The Perfect RIA with 250 free days, streamlined systems, and a high-profit advisory practice.
- [3 Tax Planning Myths That Hold Advisors Back](https://retirementtaxservices.com/three-tax-planning-myths-for-advisors/) - Discover the most common tax planning myths holding advisors back and learn how to deliver tax value through collaboration, strategy, and year-round planning.
- [Turning Tax Season Into an Advisory Opportunity: Lessons From Steven Jarvis](https://retirementtaxservices.com/turn-tax-season-into-advisory-opportunity/) - Learn how Steven Jarvis helps advisors turn tax season into a proactive planning opportunity through tax-return reviews.
- [How Advisors Can Use AI and Technology to Level Up Tax Planning](https://retirementtaxservices.com/leveraging-ai-and-technology-in-tax-planning/) - AI for tax planning for financial advisors is transforming how firms analyze tax returns, model scenarios, and deliver smarter client strategies.
- [How to Build a Year‑Round Tax Planning Calendar for Your Clients](https://retirementtaxservices.com/build-a-year-round-tax-planning-calendar/) - Build a year-round tax planning calendar for financial advisors to create proactive client outreach and improve tax strategy timing.
- [Lifestyle Design for Financial Planners: What Micah Shilanski Knows That Most Don’t](https://retirementtaxservices.com/lifestyle-design-for-financial-planners-micah-shilanski/) - Lifestyle design for financial advisors: learn how to build a practice around your life, create time freedom, and improve client service with proven strategies.
- [7 Tax Questions Every Advisor Should Ask in Annual Reviews](https://retirementtaxservices.com/7-tax-questions-for-annual-review-meetings/) - Tax questions for annual reviews every financial advisor should ask to uncover opportunities, reduce client tax risk, and deliver more value in review meetings.
- [Forensic Accounting for Advisors: Spotting Red Flags Before Regulators Do](https://retirementtaxservices.com/forensic-accounting-for-financial-advisors/) - Learn forensic accounting for financial advisors to spot red flags in client finances, reduce financial crime risk, and strengthen tax-first compliance
- [Breaking Down the 2026 Personal Financial Planning Symposium Agenda](https://retirementtaxservices.com/breaking-down-2026-personal-financial-planning-symposium-agenda/) - Financial planning conferences deliver great ideas, but often lack implementation. Learn how to turn financial planning strategies into repeatable systems.
- [Your Initial Consultations Are Sales Conversations—Whether You Admit It or Not](https://retirementtaxservices.com/initial-consultations-are-sales-conversations/) - The financial advisor's first meeting is a sales conversation, whether you plan for it or not. Learn more in this article.
- [Estate Planning Update: What Advisors Should Take Away from Heckerling‑Style Planning in 2026](https://retirementtaxservices.com/estate-planning-update-heckerling-2026-takeaways/) - Estate planning is evolving with new trust strategies, charitable approaches, and technology. Learn how to turn estate planning trends into practical client solutions.
- [Why Great Firms Need Demanding Leaders: Inside Jamie C. Shilanski’s Approach](https://retirementtaxservices.com/jamie-shilanski-demanding-leadership/) - What makes a great leader in an advisory firm? Learn how demanding leadership, accountability, and team development help firms build stronger advisor teams and long-term growth.
- [How Elite Financial Advisors Use Tax Planning to Attract High‑Net‑Worth Clients](https://retirementtaxservices.com/elite-advisors-tax-planning-high-net-worth-clients/) - Financial advisors who want to stand out with high-net-worth clients must go beyond investment management.
- [Thriving, Not Just Coping: A New Framework for Financial Advisor Well‑Being](https://retirementtaxservices.com/thriving-not-just-coping-for-financial-advisors/) - Financial advisor well-being goes beyond coping. Discover how financial advisors can build resilience, improve mental health, and more.
- [Tax Planning Opportunities Under the One Big Beautiful Bill Act (OBBBA)](https://retirementtaxservices.com/tax-planning-opportunities-under-obbba/) - Learn how the One Big Beautiful Bill Act (OBBBA) creates new tax planning opportunities for advisors and high-net-worth clients.
- [The Biggest Tax Mistake Advisors Make During On‑boarding (And How to Fix It)](https://retirementtaxservices.com/biggest-tax-mistake-advisors-make-onboarding/) - Avoid the biggest tax mistake in advisor onboarding. Learn tax-first client review and actionable steps at the 2026 Tax Summit.
- [Deliver Massive Value™: What Matthew Jarvis Really Means for Financial Advisors](https://retirementtaxservices.com/deliver-massive-value-matthew-jarvis/) - Join Matthew Jarvis at the 2026 Summit to learn how to deliver massive value to clients, raise fees, and enhance advisor-client relationships.
- [Stop Overpaying the IRS: Why Advisors Need a Tax‑First Partner Like Steven Jarvis](https://retirementtaxservices.com/stop-overpaying-the-irs-with-steven-jarvis/) - Every year, taxpayers send billions more to the IRS than they legally owe. For many households, that overpayment could have been avoided. Read this to learn more.
- [How to Explain Tax Planning Without Overwhelming Your Clients](https://retirementtaxservices.com/how-to-communicate-tax-concepts-with-clients/) - Learn how to explain tax planning to clients simply and clearly. Join the 2026 Tax Summit to master tax communication for advisors.
- [Tax Conferences Compared: Why Implementation Matters More Than Information](https://retirementtaxservices.com/comparing-tax-planning-conferences-why-implementation-matters/) - Compare tax conferences and see why implementation matters. Learn tax-first frameworks and actionable tools at the 2026 Tax Summit.
- [How Micah Shilanski Built a 16%‑Per‑Year Growth Engine While Taking 6 Months Off](https://retirementtaxservices.com/micah-shilanski-16-percent-growth-while-taking-time-off/) - Learn how Micah Shilanski grows his advisory firm 16% annually while taking 6 months off. Discover scalable practice and lifestyle design at the 2026 Summit.
- [When the IRS Goes Deep: Why Financial Advisors Need to Think Like Investigators](https://retirementtaxservices.com/why-advisors-need-to-think-like-investigators/) - Learn forensic accounting for advisors with IRS special agent Robert Norlander. Master risk management and financial investigations at the 2026 Summit.
- [Case Study: How One Advisor Turned a 50‑Page Financial Plan Into a One‑Page Tax‑First Action Blueprint](https://retirementtaxservices.com/case-study-one-page-tax-first-plan/) - See how one advisor turned a 50‑page financial plan into a one‑page tax‑first action blueprint. Learn this framework at the 2026 Tax Summit.
- [2026 Tax Law Changes Advisors Should Prepare for Now](https://retirementtaxservices.com/2026-tax-law-changes-advisors-should-prepare-for/) - Prepare for 2026 tax law changes, brackets, and estate planning. Join advisors at the 2026 Tax Summit to turn updates into client advantages.
- [Prospecting Is a Conversation, Not a Coin Flip](https://retirementtaxservices.com/prospecting-is-a-conversation-not-a-coin-flip/) - Stop guessing in financial advisor prospecting. Learn quality conversations and know exactly what to say with Phil M Jones at the 2026 Summit.
- [From Burnout to Capacity: Why Financial Advisors Need More Than Time Management](https://retirementtaxservices.com/from-burnout-to-capacity-for-financial-advisors/) - Stop financial advisors' burnout. Learn how to expand capacity, reduce overwhelm, and thrive at the 2026 Tax Summit with RaQuel Hopkins.
- [What Sets a Tax‑First Planning Framework Apart From Traditional Financial Plans?](https://retirementtaxservices.com/what-sets-a-tax-first-planning-framework-apart-from-traditional-financial-plans/) - Most financial plans look impressive on paper but fall short when it comes to taxes. The charts and projections are there, yet clients still overpay the IRS year after year. A tax‑first planning framework flips that script so taxes are part of every decision, not an afterthought. Traditional planning often treats taxes as a “check In a tax‑first framework, you start every conversation with the tax return and the calendar. Instead of asking only “Are you on track for retirement?” you also ask “Where are we giving up avoidable tax today?”
- [Ask an Advisor: How Can Tax Rates Be Higher in Retirement Than Your Earning Years?](https://retirementtaxservices.com/ask-an-advisor-how-can-tax-rates-be-higher-in-retirement-than-your-earning-years/) - Required minimum distributions (RMDs) are certainly a reason that a person’s tax rate might go up in retirement, but they’re not the only reason. There are a number of possible scenarios in which a person faces higher taxes in retirement when compared to their earning years. (And if you need help with planning for taxes in retirement, consider matching with a financial advisor.)
- [Ask an Advisor: I’m in the Highest Tax Bracket and ‘Plan to Be There Moving Forward.’ Should I Do a Roth Conversion?](https://retirementtaxservices.com/ask-an-advisor-im-in-the-highest-tax-bracket-and-plan-to-be-there-moving-forward-should-i-do-a-roth-conversion/) - If you ask some financial professionals, the answer to this question might be a resounding no, and the discussion would be over. But there are arguments for doing Roth conversions, even if you are in the highest tax bracket.
- [7 Tax Pitfalls Financial Advisors Should Avoid This Season](https://retirementtaxservices.com/7-tax-pitfalls-financial-advisors-should-avoid-this-season/) - Some financial advisors may be tempted to wash their hands of taxes and leave them to the accountants. But that approach doesn’t ensure the best outcome for their clients. Great financial advisors know that, while the calendar has turned over on 2022, there is still work to be done before it is left behind. And that work is around taxes.
- [Is it too late to convert to a Roth?](https://retirementtaxservices.com/is-it-too-late-to-convert-to-a-roth/) - There is also no earned income requirement to convert to a Roth. As long as you have a balance in an IRA, in theory, you can keep converting to a Roth as long as you like.
- [Why Not to Do a Roth Conversion in 2022](https://retirementtaxservices.com/why-not-to-do-a-roth-conversion-in-2022/) - While a powerful tool, Roth conversions are not a universal solution to reducing taxes.
- [Turn CPAs Into Referral Sources](https://retirementtaxservices.com/turn-cpas-into-referral-sources/) - Jarvis suggested three steps advisors can take to more effectively cultivate CPAs as referral sources.
- [Known Unknowns: Tax Planning Amid Uncertain Law Changes](https://retirementtaxservices.com/known-unknowns-tax-planning-amid-uncertain-law-changes/) - Tax law may be uncertain, but advisors should still be broaching these tax topics with current clients.
- [There is No Such Thing as a Tax Write Off](https://retirementtaxservices.com/there-is-no-such-thing-as-a-tax-write-off/) - A write-off is an incredibly misleading nickname for an expense that can help lower your taxable income. It is not a magic trick that suddenly makes something free.
- [How to Use a Client’s Tax Return to Map Financial Success](https://retirementtaxservices.com/how-to-use-a-clients-tax-return-to-map-financial-success/) - When advising clients on taxes financial advisors must remember that education and action are both critical.
- [Advisors’ Guide to Capital Gains Taxes and Tax-Loss Harvesting](https://retirementtaxservices.com/advisors-guide-to-capital-gains-taxes-and-tax-loss-harvesting/) - Unlike income from working a job or operating a business, which is subject to tax as it is earned, capital gains and losses are unique in that taxpayers can choose when to recognize a taxable transaction.
- [Client Tax Refunds: Advisors Can Add Value Every Tax Year!](https://retirementtaxservices.com/client-tax-refunds/) - Financial advisors can have a favorable impact on client tax refunds every year. So, do you know how to take advantage of this opportunity to demonstrate your value on a consistent basis? In this article, we discuss key information to help advisors with the client tax refund conversation and provide actionable steps to help your
- [7 Reasons Advisors Should NOT Do A Client’s Roth Conversion](https://retirementtaxservices.com/advisors-should-not-do-a-client-roth-conversion/) - Almost without fail, when financial advising and tax planning come up in the same conversation, a client’s Roth conversion is the first, second, and third examples advisors give. But, when should an advisor not recommend a client’s Roth conversion? In this article, we help advisors understand a few scenarios where recommending a Roth conversion to
- [5 Ways Every Advisor Can Provide Client Tax Planning Value!](https://retirementtaxservices.com/client-tax-planning-value/) - Many financial advisors hesitate to provide any client tax planning advice—mainly due to compliance oversight. However, there are still several ways you can provide massive value without having to provide any technical tax advice. In this article, we explore the different tax value-adds advisors can and should be implementing that require no technical tax expertise.
- [5 Reasons Great Advisors Recommend Capital Gains Harvesting](https://retirementtaxservices.com/5-reasons-great-advisors-shouldnt-recommend-capital-gains-harvesting/) - Retirement Tax Planning through Capital Gains Harvesting Capital gains can be an exciting topic. In simple terms, it means that investments worked out well for clients whose advisors recommend capital gains harvesting. IRS Topic 409 provides a more technical explanation. It covers the breadth of assets that can generate capital gains, including real estate, businesses,
- [If Your Clients Had Taxable Distributions In 2020, You'd Better Understand IRS Form 8915-E](https://retirementtaxservices.com/if-your-clients-had-taxable-distributions-in-2020-youd-better-understand-irs-form-8915-e/) - I was recently reviewing a tax return for an advisor. Something just didn’t seem quite right. The advisor had not seen the return before sending it to me
- [5 Reasons CPAs Aren’t Referring Their Clients To You](https://retirementtaxservices.com/5-reasons-cpas-arent-referring-their-clients-to-you/) - Retirement Tax Planning through Capital Gains Harvesting Capital gains can be an exciting topic. In simple terms, it means that investments worked out well for clients whose advisors recommend capital
- [Amazing Master's Level Tax-Free Income, Augusta Style](https://retirementtaxservices.com/amazing-masters-level-tax-free-income-augusta-style/) - Assuming that when you have income, you also have to pay tax, definitely keeps you on the safe side of life. Tax-free income seems nonexistent. However, that assumption is not universally true. Thanks to a well known golf tournament (and a less well known IRS code section), home owners can generate tax-free income every
- [5 Things Advisors Miss On The 2020 Tax Return](https://retirementtaxservices.com/tax-mistakes-top-5-things-advisors-miss-on-the-2020-tax-return/) - Get tax returns for all of your clients. This is one of the most common themes you will see on this website and in our podcast. Tax mistakes do
- [Exclusive: Why Not All Income is Created Equal](https://retirementtaxservices.com/exclusive-why-not-all-income-is-created-equal-modifed-agi/) - We all want life to be simpler than it actually is. Your clients are no exception when it comes to how their income is taxed. Many people seem
- [Advisors: How To Clear Up Tax Confusion](https://retirementtaxservices.com/advisors-how-to-clear-up-tax-confusion-and-anxiety/) - Forosophobia In February of 2021, a psychologist suggested a new phobia in Psychology Today: Forosophobia is the proposed “fear of taxes and the IRS.”
- [Are You Ready For The January 18th, 2022 Tax Deadline?](https://retirementtaxservices.com/are-you-ready-for-the-january-18th-2022-tax-deadline-estimated-tax-payments/) - No, the IRS is not trying to balance out the last 2 years where the deadline to file was extended into July (2019) and May (2020). In fact, every year there is an important tax deadline on January 15th. In the case of 2022, it’s January 18th (because of a weekend and Martin Luther King
- [5 Myths That Your Clients Believe About Taxes](https://retirementtaxservices.com/5-myths-that-your-clients-believe-about-taxes-tax-myths/) - “The tax code is complicated... boring and overrated... You don’t want that, you want a pro!!!!!!!” Of course, we are very proud of how well those lyrics fit the music for our podcast theme song. In fact, the first part, in particular, resonates with most people who have to pay taxes. “Complicated,” “boring”
- [Are You Planning for Your IRS “Mortgage”?](https://retirementtaxservices.com/are-you-planning-for-your-irs-mortgage/) - When is $500,000 not $500,000? Conventional wisdom on preparing for retirement has often included refrains such as “become debt-free” and “defer, defer, defer”. There are situations where both of these statements can be valuable. However, for many, “defer, defer, defer” actually creates a debt. In fact, this debt requires larger payments than they
- [Tax-Advantaged Accounts That Aren’t IRAs](https://retirementtaxservices.com/tax-advantaged-accounts-that-arent-iras-health-savings-accounts-hsa/) - “Are you funding your IRA?” This frequently-seen retirement question is an important starting point. However, it can sometimes overshadow other opportunities to save and invest for the future in tax-advantaged ways. This article was prompted by questions we received—and covers one of those opportunities: Health Savings Accounts (HSAs). HSAs were originally created in 2003, but
- [Why Tax Planning is Not a Choice—But Being Great At It Is](https://retirementtaxservices.com/why-tax-planning-is-not-a-choice-for-advisors-but-being-great-at-it-is/) - The IRS is not shy. They want a cut of the action anytime money is involved. Taxation doesn’t discriminate either: They will take their piece whether it’s cash, real estate, crypto, wire transfer, stocks... and the list goes on. This means that if you are involved in any way with someone’s financial life,
- [5 Things Taxpayers Get Wrong When Itemizing Deductions](https://retirementtaxservices.com/5-things-taxpayers-get-wrong-when-itemizing-deductions/) - Background Everyone is interested in lowering their taxable income. The desire to personally pay less might be one of the few views consistently shared across all political party lines. In fact, “tax deduction” might be one of the most commonly used tax-related terms outside financial services circles. The idea that something might lower the
- [Congratulations! You've Got Your Client’s Tax Return... Now What?](https://retirementtaxservices.com/congratulations-youve-got-your-clients-tax-return-now-what/) - Background Our team is continually reviewing tax returns for our Members. Believe it or not, we really enjoy it. We may be nerdier than most, but a tax return provides a wealth of information and it’s a treasure hunt. Yes, a treasure hunt: Every time we review a tax return, we find ways
- [Crucial IRS Deadlines That Taxpayers Miss](https://retirementtaxservices.com/crucial-irs-deadlines-that-taxpayers-miss-tax-filing-deadline/) - Background “Tax Day” is one of those dates that everyone knows, right? April 15th, every year...or is it? The tax deadline for individual filers is typically April 15th of the following year. Which would mean that for 2021, the tax filing deadline should be April 15th, 2022...except that April 15th, 2022 happens to be
- [Advisor Alert: IRS “Dirty Dozen" of Tax Fraud](https://retirementtaxservices.com/the-dirty-dozen-tax-fraud-the-irs-identity-theft/) - Background: IRS Fraud Themes Fraud is an unfortunate fact of life. Taxes are not an exception to the prevalence of identity theft today. In fact, every year the IRS puts out their own “Dirty Dozen” list of scams and frauds for taxpayers to watch out for. As a Financial Advisor, you are
- [Yes! As Little As $600 Is Reported](https://retirementtaxservices.com/yes-as-little-as-600-transaction-is-reported/) - It wasn’t a secret this was coming. But, it may still come as a surprise to many taxpayers. Beginning on January 1, 2022, there was a MASSIVE reduction in the threshold for reported transactions by companies to the IRS. This includes payment processors. Prior to passing the American Rescue Plan Act of 2021 (ARPA),
- [Your Retirement Tax Bracket Might Be Higher Than You Think](https://retirementtaxservices.com/your-retirement-tax-bracket-might-be-higher-than-you-think/) - Background One of the most commonly-searched phrases around taxes and retirement is “retirement tax brackets.” Your clients want to know what to expect in retirement. However, when it comes to paying Aunt IRS, there is a good chance they are making the wrong assumption. At 40,000 feet, it’s not hard to see how
- [What’s Your IRA Really Worth?](https://retirementtaxservices.com/whats-your-ira-really-worth-tax-deferred-retirement-accounts/) - Background: Tax-deferred Accounts Tax-deferred retirement accounts, like IRAs and traditional 401(k)s, are only one piece of the retirement plan puzzle. While there are other important pieces, these accounts tend to be the most commonly known and used tools. They can be wonderfully powerful tools, but here’s the problem: Most of your clients don’t actually
- ["I have a tax preparer, so I have a tax planner."](https://retirementtaxservices.com/i-have-a-tax-preparer-so-i-have-a-tax-planner/) - No one goes to an urgent care center complaining that the Family Doctor can’t also do open-heart surgery. We all understand that “doctor” is a general term. Depending on your situation, you may need a whole team of doctors to address all your medical needs. The same holds true in a taxpayer's financial life,
- [5 Reasons Software Can’t be Trusted](https://retirementtaxservices.com/5-reasons-software-cant-be-trusted/) - “Well, the software let me do it.” This sounds more like something you’d hear from siblings fighting than from a professional. Unfortunately, taxpayers, tax preparers, and financial advisors all have this tendency. We all tend to put complete faith in something that’s gone through a computer. It makes sense on the surface. Computers are
- [Do You Actually Have An Inherited IRA?](https://retirementtaxservices.com/do-you-actually-have-an-inherited-ira/) - Words matter. At times distinctions may seem trivial, but how we think about certain topics can influence the action we take. When it comes to being the beneficiary of an individual retirement account (IRA), Tom Gau may be the authority on using the power of distinction to help clients take full advantage of the opportunities
- [Backdoor Roth Contributions - What Could Go Wrong?](https://retirementtaxservices.com/backdoor-roth-contributions-what-could-go-wrong/) - For some taxpayers, so-called “backdoor” Roth contributions can be a great way to fill an investment bucket that will grow tax free. Tax free is everyone’s favorite kind of money but the IRS has placed limits on how much a taxpayer can put into this advantageous account in a year. For 2022, couples who are married filing
- [Advisor Tax Mistake #7 - Client’s refuse to provide tax documents](https://retirementtaxservices.com/advisor-tax-mistake-7-clients-refuse-to-provide-tax-documents/) - This article is the 1st in a series of the 7 most common mistakes financial advisors make on tax planning with clients
- [Advisor Tax Mistake #6 - Your tax knowledge isn’t getting you more clients](https://retirementtaxservices.com/advisor-tax-mistake-6-your-tax-knowledge-isnt-getting-you-more-clients/) - This article is the 2nd in a series of the 7 most common mistakes financial advisors make on tax planning with clients
- [Advisor Tax Mistake #5 – Your Tax Planning is Making Your Client’s Life Harder](https://retirementtaxservices.com/advisor-tax-mistake-5/) - This article is the 3rd in a series of the 7 most common mistakes financial advisors make on tax planning with clients
- [Advisor Tax Mistake #4 – Doing Tax Planning One Year at a Time](https://retirementtaxservices.com/advisor-tax-mistake-4-doing-tax-planning-one-year-at-a-time/) - This article is the 4th in a series of the 7 most common mistakes financial advisors make on tax planning with clients
- [State Tax Tips for Financial Advisors](https://retirementtaxservices.com/state-tax-tips-for-financial-advisors/) - When Congress changes federal tax law, it always dominates the headlines, but the IRS' portion of a taxpayer’s income is only part of the story. Every state has their own unique set of tax rules, and it is not enough for financial advisors to be versed in the rules of their home state. Eight states have no individual income tax. For the other states, there are 42 different sets of rules on what type of income is taxed, how it is taxed, at what rate it is taxed and whether where you work or where you live is more important. Then one could wade into local taxes, with nearly 5,000 jurisdictions in 17 states imposing a local income tax, which can treat nonresidents differently than residents.
- [Advisor Tax Mistake #3 – Skipping the Three Most Important (But Least Sexy) Tax Strategies](https://retirementtaxservices.com/advisor-tax-mistake-3-skipping-the-three-most-important-but-least-sexy-tax-strategies/) - When it comes to financial advisors and tax strategies, they often sound like old fishermen telling the story of “the one that got away,” except the stories are about ultra-obscure tax strategies that they have never used. This tendency to tell stories about the tax strategies that got away is so prolific that anytime an advisor approaches me about a tax scenario, I immediately ask for the name of the client to ensure we are talking about real life versus tax fantasyland.
- [Advisor Tax Mistake #2-Not Getting Referrals from COIs](https://retirementtaxservices.com/advisor-tax-mistake-2-not-getting-referrals-from-cois/) - “I send tons of clients to my local CPA, but she never sends me a single client back!” As an advocate of advisors working closely with tax preparers, and as a tax preparer myself, I hear the complaint of unreciprocated referrals all the time from financial advisors.
- [Advisor Tax Mistake #1-Getting Bad Tax Advice](https://retirementtaxservices.com/advisor-tax-mistake-1-getting-bad-tax-advice/) - When I last Googled “IRS RMD Table,” the first result that popped up was a link to an active IRS web page with the outdated RMD information. Millions of people who clicked on the first link provided by Google were given, by the IRS, incorrect information. Countless other examples of incorrect tax information, ranging from capital gains rates to Medicare premiums to gifting limits and especially the math on Roth conversions can be found prominently displayed across the internet, including on some of the most reputable websites.
- [Clients Don't Care About Roth vs. Traditional IRAs. So What?](https://retirementtaxservices.com/clients-dont-care-about-roth-vs-traditional-iras-so-what/) - Many financial advisors will object to the headline of this article, but advisors represent an incredibly small percentage of all taxpayers. Very few taxpayers care to be able to describe the difference between a Roth IRA and a traditional IRA. What they want to know is which option is right for them and what action they should take.
- [Midyear Tax Planning for Financial Advisors](https://retirementtaxservices.com/midyear-tax-planning-for-financial-advisors/) - There is a fantastic opportunity for advisors to add value for their clients by checking in midyear and reviewing a pay stub to make sure their clients are on track.
- [Tax-Efficient Family Gifting: An Advisor's Guide](https://retirementtaxservices.com/tax-efficient-family-gifting-an-advisors-guide/) - A powerful strategy to discuss with clients interested in gifting is funding Roth accounts on behalf of children or grandchildren.
- [Advisors' Most Asked Questions on Working With Tax Professionals](https://retirementtaxservices.com/advisors-most-asked-questions-on-working-with-tax-professionals/) - Bringing on another professional to assist in planning can be daunting, but it can add value for clients.
- [The Tax Planning Process Every Advisor Can Implement](https://retirementtaxservices.com/the-tax-planning-process-every-advisor-can-implement/) - The default approach to tax preparation does little to ensure tax planning, and with it tax savings, are actually happening. This creates a huge opportunity for financial advisors who are willing to be proactive.

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## Podcasts

- [Building the Business You Want to Sell with Michael Belluomini and Liam Heffernan](https://retirementtaxservices.com/podcast/building-the-business-you-want-to-sell-with-michael-belluomini-and-liam-heffernan/) - Build a more valuable advisory firm with Michael Belluomini, Liam Heffernan, and Steven Jarvis. Focus on organic growth, delegation, and documentation.
- [Trump Accounts, Tax Planning, and Working With Financial Advisors with Brad Wooten](https://retirementtaxservices.com/podcast/trump-accounts-tax-planning-and-working-with-financial-advisors-with-brad-wooten/) - Discover Trump Accounts with Brad Wooten and Steven Jarvis. Learn long-term savings strategies, tax implications, and advisor-CPA collaboration tips.
- [Bringing tax in-house: what it takes to deliver a better client experience with Jonathan Steele](https://retirementtaxservices.com/podcast/bringing-tax-in-house-what-it-takes-to-deliver-a-better-client-experience-with-jonathan-steele/) - Integrate tax planning into your advisory firm with Jonathan Steele and Steven Jarvis. Enhance trust, empathy, and client experience today.
- [Building a Tax-Centered Advisory Practice with Brian Beck](https://retirementtaxservices.com/podcast/building-a-tax-centered-advisory-practice-with-brian-beck/) - Build a proactive tax practice with Brian Beck and Steven Jarvis. Leverage subscription models, collaborate with CPAs, and enhance client relationships.
- [How to Communicate Complex Financial Topics So Clients Understand and Take Action with Chris Fenning](https://retirementtaxservices.com/podcast/how-to-communicate-complex-financial-topics-so-clients-understand-and-take-action-with-chris-fenning/) - Simplify complex financial concepts with Chris Fenning and Steven Jarvis. Eliminate jargon, use relatable analogies, and build stronger client trust.
- [Don't let tax software make you lazy with Jim Young](https://retirementtaxservices.com/podcast/dont-let-tax-software-make-you-lazy-with-jim-young/) - Master tax planning with Steven Jarvis and Jim Young. Review actual returns, leverage modern software, and unlock new planning opportunities.
- [The truth about Roth Conversion analysis with Andrew Herman](https://retirementtaxservices.com/podcast/the-truth-about-roth-conversion-analysis-with-andrew-herman/) - Master Roth conversion planning with Andrew Herman. Focus on tax bracket arbitrage, leverage technology, and optimize strategies for client success.
- [Stop doing it all yourself: How to delegate smarter with Stephen Delaney](https://retirementtaxservices.com/podcast/stop-doing-it-all-yourself-how-to-delegate-smarter-with-stephen-delaney/) - Reclaim your time with Belay. Master effective delegation and hiring to build a strong team and serve more clients efficiently.
- [What RIAs Need to Know Before Adding Alternative Investments with Darren Whissen](https://retirementtaxservices.com/podcast/what-rias-need-to-know-before-adding-alternative-investments-with-darren-whissen/) - Implement alternative investments effectively. Darren Whissen covers compliance, due diligence, manager selection, and avoiding common pitfalls for your advisory practice.
- [The cash your clients aren’t telling you about with Ben Cruikshank](https://retirementtaxservices.com/podcast/the-cash-your-clients-arent-telling-you-about-with-ben-cruikshan/) - Master cash management with Ben Cruikshank. Gain visibility into client assets, integrate banking into planning, and deliver truly comprehensive advice.
- [Can AI Actually Improve Tax Planning for Advisors? with Fernando San Martin](https://retirementtaxservices.com/podcast/can-ai-actually-improve-tax-planning-for-advisors-with-fernando-san-martin/) - Harness AI for tax planning with Fernando San Martin. Use Altruist’s Hazel to surface insights, save time, and scale client outcomes.
- [Intentional tax planning that changes client outcomes with Matthew Doran](https://retirementtaxservices.com/podcast/intentional-tax-planning-that-changes-client-outcomes-with-matthew-doran/) - Master proactive tax planning with Matthew Doran. Drive intentional client decisions, manage taxable income, and collaborate effectively with CPAs today.
- [Compliance Doesn’t Have to Be the Enemy with Richard Chen](https://retirementtaxservices.com/podcast/compliance-doesnt-have-to-be-the-enemy-with-richard-chen/) - Master advisory compliance with Richard Chen. Balance regulations, protect client data, and reframe compliance to deliver exceptional client service.
- [Why your next level starts with vision, not a new firm with Shelby Nicholl](https://retirementtaxservices.com/podcast/why-your-next-level-starts-with-vision-not-a-new-firm-with-shelby-nicholl/) - Master advisory firm transitions with Shelby Nicholl. Align your vision, improve operations, and intentionally build a better client experience today.
- [The words that win clients (and keep them) with Phil M. Jones](https://retirementtaxservices.com/podcast/the-words-that-win-clients-and-keep-them-with-phil-m-jones/) - Master communication with Phil M. Jones. Uncover hidden client problems, build trust, and grow your financial advisory practice today.
- [Are you building a business or just a job? with Peter Velardi](https://retirementtaxservices.com/podcast/are-you-building-a-business-or-just-a-job-with-peter-velardi/) - Shift your financial practice into a true business with Peter Velardi. Maximize growth, scalability, and long-term value for your firm.
- [Beyond excel: systems over spreadsheets with Roger Pine](https://retirementtaxservices.com/podcast/beyond-excel-systems-over-spreadsheets-with-roger-pine/) - Systematize tax planning with Roger Pine. Discover how Holistiplan helps advisors move beyond Excel and deliver richer client financial planning.
- [Making the “complex” easy to understand with Steve Blackwell](https://retirementtaxservices.com/podcast/making-the-complex-easy-to-understand-with-steve-blackwell/) - Navigate oil and gas investments with Steve Blackwell. Learn about investment structures and tax incentives to guide your clients effectively.
- [Businesses grow or die, that’s it. With Ted Jenkin](https://retirementtaxservices.com/podcast/businesses-grow-or-die-thats-it-with-ted-jenkin/) - Maximize business valuation with Ted Jenkin. Focus on net new assets, clean financials, tax planning, and AI for effective scaling.
- [All things international tax with Matthew Green](https://retirementtaxservices.com/podcast/all-things-international-tax-with-matthew-green/) - Navigate international taxes with Matthew Green. Learn to avoid common IRS mistakes and uncover tax planning strategies for US expats.
- [Roth conversion rules of thumb are stupid with Debbie Taylor](https://retirementtaxservices.com/podcast/roth-conversion-rules-of-thumb-are-stupid-with-debbie-taylor/) - Master Roth conversions with Tax Titan Debbie Taylor. Debunk generic rules of thumb and implement actionable strategies for your clients.
- [The best non-tax episode ever with RaQuell Hopkins](https://retirementtaxservices.com/podcast/the-best-non-tax-episode-ever-with-raquell-hopkins/) - Overcome mindset limitations with capacity expert RaQuell Hopkins. Challenge limiting beliefs and expand your potential.
- [What actually counts as growth? with Michael and Liam from Carson Group](https://retirementtaxservices.com/podcast/what-actually-counts-as-growth-with-michael-and-liam-from-carson-group/) - Unlock growth with Carson Group's M&A team. Liam and Michael reveal how tax planning drives success in top advisory firms.
- [Taxes for Scaling with Eric Negron](https://retirementtaxservices.com/podcast/taxes-for-scaling-with-eric-negron/) - Scale with tax planning. Eric Negron joins Steven to champion hard work over hype for serious advisor growth.
- [The Real Math on Delegating With Kyle Willis](https://retirementtaxservices.com/podcast/the-real-math-on-delegating-with-kyle-willis/) - Master delegation with Kyle Willis. Learn to leverage Executive Assistants, avoid pitfalls, and level up your practice in 2026.
- [Tax Tail and the Dog it Wags with Eric Brotman](https://retirementtaxservices.com/podcast/tax-tail-and-the-dog-it-wags-with-eric-brotman/) - People who think AI will be the answer to everything may be sorely disappointed
- [Is AI all it's cracked up to be? with Derrick Kinney](https://retirementtaxservices.com/podcast/is-ai-all-its-cracked-up-to-be-with-derrick-kinney/) - Leverage AI for better communication with Derrick Kinney. Learn to strengthen client connections and deliver true value beyond technology.
- [How it's taxed matters with Micah Shilanski, CFP®](https://retirementtaxservices.com/podcast/how-its-taxed-matters-with-micah-shilanski-cfp/) - Master real-world tax planning with Micah Shilanski. Learn to leverage simple return details and partner effectively with tax preparers.
- [Tax Planning in 2026 with Steven Jarvis](https://retirementtaxservices.com/podcast/tax-planning-in-2026-with-steven-jarvis/) - Kick off the New Year with tax filing reminders, new IRS form insights, and a preview of Summit 2026.
- [The "Simple" Stuff Matters with Matthew Jarvis](https://retirementtaxservices.com/podcast/the-simple-stuff-matters-with-matthew-jarvis/) - Deliver massive value with consistent systems. Use RMDs to create better client experiences and prioritize action over attention.
- [Tax Tools and Operators with Justin Boatman](https://retirementtaxservices.com/podcast/tax-tools-and-operators-with-justin-boatman/) - Explore Nitrogen's AI Tax Center. Justin Boatman explains how to enhance client experience and integrate taxes into financial planning.
- [Delivering Massive Value means living in reality with John Poole](https://retirementtaxservices.com/podcast/delivering-massive-value-means-living-in-reality-with-john-poole/) - Maximize practice value for equity events. Learn what truly drives business worth and plan for a successful, intentional transition.
- [Why Tax Proficiency is the new baseline of trust with Daniel Friedman](https://retirementtaxservices.com/podcast/why-tax-proficiency-is-the-new-baseline-of-trust-with-daniel-friedman/) - Lead with taxes to grow your firm. Daniel Friedman shares 30 years of insights on meeting rising client expectations.
- [Your Tax Questions Get Answered with Steven Jarvis](https://retirementtaxservices.com/podcast/your-tax-questions-get-answered-with-steven-jarvis/) - Get answers to real advisor questions from live office hours. Cut through the noise and prepare your practice for year-end.
- [Finding the right accountant with Claire Gallant and Logan Holman](https://retirementtaxservices.com/podcast/finding-the-right-accountant-with-claire-gallant-and-logan-holman/) - Find value in simple tax returns. Learn when to stop DIY and access a directory of preparers accepting new clients.
- [Death and Taxes: We all got it wrong with Mike Bennett](https://retirementtaxservices.com/podcast/death-and-taxes-we-all-got-it-wrong-with-mike-bennett/) - Improve estate planning with software solutions. Learn to navigate death and taxes to create quality outcomes for your clients.
- [Being tax aware in 2026 with Brooke Cecil](https://retirementtaxservices.com/podcast/being-tax-aware-in-2026-with-brooke-cecil/) - Get ready for new year tax planning. Learn to deliver more value, delegate tasks, and get your whole team involved.
- [Taxes and Real Estate with Ryan Carriere](https://retirementtaxservices.com/podcast/taxes-and-real-estate-with-ryan-carriere/) - Get expert real estate tax planning advice. Learn to separate social media hype from reality and find true value.
- [The Wealth Ladder with Nick Maggiulli](https://retirementtaxservices.com/podcast/the-wealth-ladder-with-nick-maggiulli/) - Learn about "The Wealth Ladder" and how Ritholz Wealth integrated tax preparation services, going beyond just hiring.
- [CPA to CFP Journey with Jennifer Climo](https://retirementtaxservices.com/podcast/cpa-to-cfp-journey-with-jennifer-climo/) - Discover the value of comprehensive planning. See how Jennifer Climo used systems to grow her firm and train top talent.
- [From Insights to Impact: Key Takeaways from Summit 2025 with Steven Jarvis, CPA](https://retirementtaxservices.com/podcast/from-insights-to-impact-key-takeaways-from-summit-2025-with-steven-jarvis-cpa/) - Get key takeaways from Summit 2025. Elevate your tax planning, client engagement, and marketing strategies to deliver more value.
- [Defining Defined Benefit Plans with David Podell](https://retirementtaxservices.com/podcast/defining-defined-benefit-plans-with-david-podell/) - Learn how defined benefit plans can supercharge retirement savings for business owners. A specialist explains design, implementation, and execution.
- [Everything I learned, I learned from a tax return with Mark Cecchini](https://retirementtaxservices.com/podcast/everything-i-learned-i-learned-from-a-tax-return-with-mark-cecchini/) - Learn how hands-on tax preparation provides invaluable, career-long lessons and insights for financial planners, even when unexpectedly assigned.
- [Was Roth a HUGE mistake because of O3BA? with Micah Shilanski, CFP®](https://retirementtaxservices.com/podcast/was-roth-a-huge-mistake-because-of-o3ba-with-micah-shilanski-cfp/) - Get expert tax planning wisdom on Roth conversions and new tax law changes. Learn to communicate value and prioritize year-end strategies.
- [Annuities in the real world with Brian Smith](https://retirementtaxservices.com/podcast/annuities-in-the-real-world-with-brian-smith/) - Steven and Brian Smith discuss evaluating outdated annuities, advisor challenges, and real-world strategies to ensure products align with client plans.
- [Tax filing season after a big, beautiful law change with Brad Wooten, CPA](https://retirementtaxservices.com/podcast/tax-filing-season-after-a-big-beautiful-law-change-with-brad-wooten-cpa/) - Financial advisors gain insight into tax law changes, filing season impacts, and proactive strategies to enhance client outcomes through collaboration.
- [Tax and Estate planning: the default won't cut it with David Haughton](https://retirementtaxservices.com/podcast/tax-and-estate-planning-the-default-wont-cut-it-with-david-haughton/) - Steven and David discuss estate planning, tax implications, legislative updates, and proactive strategies advisors can use to better serve clients.
- [ "Accidentally" buying a tax practice with TJ Bruce](https://retirementtaxservices.com/podcast/accidentally-buying-a-tax-practice-with-tj-bruce/) - Steven and TJ Bruce discuss how tax prep became a core service after acquiring a firm, boosting client value and satisfaction.
- [The new "pictures or it didn't happen" with Parker Ence](https://retirementtaxservices.com/podcast/the-new-pictures-or-it-didnt-happen-with-parker-ence/) - Discover how JumpAI helps financial advisors elevate client meetings with AI-driven insights, boosting tax planning, execution, and meaningful outcomes.
- [Prepping Tax Returns as a Financial Advisors with Knight Coleman](https://retirementtaxservices.com/podcast/prepping-tax-returns-as-a-financial-advisors-with-knight-coleman/) - Explore how integrating tax prep and financial planning in-house can boost client satisfaction and streamline services for financial advisors.
- [Getting time back to Grow with Tushar Kumar](https://retirementtaxservices.com/podcast/getting-time-back-to-grow-with-tushar-kumar/) - Discover how financial advisors use virtual assistants to scale growth, delegate effectively, and streamline operations with help from BELAY.
- [What Tax Prep Taught a Financial Advisor With Mary McDirmid](https://retirementtaxservices.com/podcast/what-tax-prep-taught-a-financial-advisor-with-mary-mcdirmid/) - Steven and Mary explore how tax prep experience enhances financial planning, especially for families navigating rare diseases and disabilities.
- [Unlocking Value in M&A Transactions With Matthew Jarvis, CFP®](https://retirementtaxservices.com/podcast/unlocking-value-in-ma-transactions-with-matthew-jarvis-cfp/) - Clean books and clear value—why your financials matter in any M&A deal.
- [Words matter, choose wisely! with Steven J. Lee](https://retirementtaxservices.com/podcast/words-matter-choose-wisely-with-steven-j-lee/) - Steven and Steven Lee explore client-focused outcomes, expert witness insights, and the importance of clear communication around tax planning concepts.
- [Should I stay or should I go? with Shelby Nicholl](https://retirementtaxservices.com/podcast/should-i-stay-or-should-i-go-with-shelby-nicholl/) - Discover how to evaluate your firm structure, advocate for change, and decide whether to stay or gobeyond just tax considerations.
- [Tactically Using Taxes for Lead Gen with Hillary Gale](https://retirementtaxservices.com/podcast/tactically-using-taxes-for-lead-gen-with-hillary-gale/) - Steven and Hilary Gale share actionable strategies for using tax topics in marketing to attract new clients and grow your practice.
- [What's the tax deal on oil & gas? with Steve Blackwell](https://retirementtaxservices.com/podcast/whats-the-tax-deal-on-oil-amp-gas-with-steve-blackwell/) - Steven and Steve Blackwell explore oil and gas investments, tax strategies, and how to clearly explain these opportunities to clients.
- [A trillion-dollar topic you need to understand with Brian Smith](https://retirementtaxservices.com/podcast/a-trillion-dollar-topic-you-need-to-understand-with-brian-smith/) - Learn annuity basics! Steven and Brian explain definitions, types, and tax implications to help you understand these trillion-dollar products.
- [Getting killed on taxes: Equity comp edition with Russell Kroeger](https://retirementtaxservices.com/podcast/getting-killed-on-taxes-equity-comp-edition-with-russell-kroeger/) - Steven and Russell Kroeger explore equity compensation pitfalls, tax planning strategies, and advisor tools to improve client outcomes and avoid mistakes.
- [Special Guest Jason Wenk, CEO of Altruist](https://retirementtaxservices.com/podcast/special-guest-jason-wenk-ceo-of-altruist/) - Jason Wenk joins Steven to unpack tax reporting issues, leadership through adversity, and Altruist’s tech-forward future in financial advising.
- [Impact is more important than taxes with George Stefanou](https://retirementtaxservices.com/podcast/impact-is-more-important-than-taxes-with-george-stefanou/) - Discover how George Stefanou uses tax planning and book writing to boost credibility, marketing, and overcome compliance limitations as an advisor.
- [Leveraging time for tax planning with Lloyd Ross](https://retirementtaxservices.com/podcast/leveraging-time-for-tax-planning-with-lloyd-ross/) - Steven and Lloyd Ross explore how financial advisors can reclaim time, boost productivity, and take action with a proven time management framework.
- [Taxes: You're standing in your own way! with Mando Sallavanti](https://retirementtaxservices.com/podcast/taxes-youre-standing-in-your-own-way-with-mando-sallavanti/) - Mando Sallavanti shares how mastering taxes and leveraging LinkedIn helped him attract clients and deliver massive value as an advisor.
- [Leveling up through partnerships with Gideon Drucker](https://retirementtaxservices.com/podcast/leveling-up-through-partnerships-with-gideon-drucker/) - Steven and Gideon Drucker explore how deep collaboration and relationship-building can elevate client service and redefine the advisor’s role.
- [Shut up and listen! with Matt Halloran](https://retirementtaxservices.com/podcast/shut-up-and-listen-with-matt-halloran/) - Steven and Matt Halloran discuss mastering communication as a financial advisor, sharing personal stories, tips, and insights that inspire action.
- [Your team is a cheat code for success: What are you doing about it? With Amy Kizer](https://retirementtaxservices.com/podcast/your-team-is-a-cheat-code-for-success-what-are-you-doing-about-it-with-amy-kizer/) - Discover expert hiring tips, delegation strategies, and team support insights for financial advisors from Steven and Amy Kizer of TalentLink.
- [Be selfish! Make sure you have your own tax plan! with Ted Jenkin](https://retirementtaxservices.com/podcast/be-selfish-make-sure-you-have-your-own-tax-plan-with-ted-jenkin/) - Learn how proactive tax planning impacts enterprise value and business sales, with real insights from Ted Jenkin of JPTD Partners.
- [There's more to taxes than just numbers with Jerome Myers](https://retirementtaxservices.com/podcast/theres-more-to-taxes-than-just-numbers-with-jerome-myers/) - "Learn key strategies for selling a business beyond taxes, including planning, mindset shifts, and avoiding post-sale regrets with Jerome Myers.
- [Do annuities suck or do you suck at annuities? with Brian Smith](https://retirementtaxservices.com/podcast/do-annuities-suck-or-do-you-suck-at-annuities-with-brian-smith/) - Explore annuities with Brian Smith—understand key strategies, client benefits, and essential resources to navigate this often-debated financial planning tool.
- [Becoming the Uber of tax planning with Libby Greiwe](https://retirementtaxservices.com/podcast/becoming-the-uber-of-tax-planning-with-libby-greiwe/) - "Discover how to create remarkable client experiences, streamline tax planning, and optimize processes with insights from Libby Greiwe’s successful practice.
- [Navigating International Tax Waters with Renato Baccaro](https://retirementtaxservices.com/podcast/navigating-international-tax-waters-with-renato-baccaro/) - Steven and Renato Baccaro discuss simplifying international tax laws, relocation planning, and creating a tool to compare global tax jurisdictions easily.
- [You can't provide value if no one is listening with Ryan Fitzgerald](https://retirementtaxservices.com/podcast/you-cant-provide-value-if-no-one-is-listening-with-ryan-fitzgerald/) - Steven and Ryan Fitzgerald discuss marketing’s impact on financial advisors, client decisions, and why intentional branding is crucial for success.
- [Why I said NO to financial advisors! with Chad Huebsch](https://retirementtaxservices.com/podcast/why-i-said-no-to-financial-advisors-with-chad-huebsch/) - Tax pro Chad Huebsch shares why he turned down advisor partnerships, insights on tax planning, and key strategies for business owners.
- [Tax Planning for Entrepreneurs with Julia Carlson](https://retirementtaxservices.com/podcast/tax-planning-for-entrepreneurs-with-julia-carlson/) - Entrepreneur tax planning tips! Learn essential strategies for new and seasoned business owners, plus Julia Carlson’s insights on rapid book writing.
- [Crypto Taxes: Yes, you need to care about this with Tyrone Ross](https://retirementtaxservices.com/podcast/crypto-taxes-yes-you-need-to-care-about-this-with-tyrone-ross/) - Financial advisors, stay ahead on crypto tax implications! Learn key strategies to help clients navigate reporting challenges and avoid costly mistakes.
- [Tax Planning Legend: Robert Keebler](https://retirementtaxservices.com/podcast/tax-planning-legend-robert-keebler/) - Steven and tax expert Robert Keebler discuss proactive tax planning, CPA industry trends, and navigating the line between planning and advice.
- [Tax Pain Can Be Your Gain with Samantha Russell](https://retirementtaxservices.com/podcast/tax-pain-can-be-your-gain-with-samantha-russell/) - Steven and Samantha Russell discuss using tax planning and content creation to attract clients, with actionable marketing tips for advisors.
- [Hating on Financial Advisors with Tyler Smith](https://retirementtaxservices.com/podcast/hating-on-financial-advisors-with-tyler-smith/) - Steven and guest Tyler Smith share insights on building trusted relationships and delivering standout value in financial advising.
- [Stock-based comp: Keep It Simple with Andre Nader](https://retirementtaxservices.com/podcast/stock-based-comp-keep-it-simple-with-andre-nader/) - Join Steven and Andre Nader to explore tax strategies for high earners, tackling surprises, and offering real-world financial insights.
- [When you have too many options with Ryan Metzler](https://retirementtaxservices.com/podcast/when-you-have-too-many-options-with-ryan-metzler/) - You have to start with understanding the goal you are trying to accomplish
- [Kicking off the new year! with Kevin Thompson](https://retirementtaxservices.com/podcast/kicking-off-the-new-year-with-kevin-thompson/) - Getting people to move is the biggest challenge
- [The OGs of CPA/CFP Collaboration with John Pastore](https://retirementtaxservices.com/podcast/the-ogs-of-cpa-cfp-collaboration-with-john-pastore/) - Systems equal comfort, comfort equals profitability
- [Throwback: "You did a Roth conversion for how much!?!" with Larry Sprung](https://retirementtaxservices.com/podcast/throwback-you-did-a-roth-conversion-for-how-much-with-larry-sprung/) - Steven and his guest Larry Sprung go big, sharing the largest Roth conversions they've seen
- [ “Taxes over time” with Benjamin Brandt](https://retirementtaxservices.com/podcast/taxes-over-time-with-benjamin-brandt/) - Consistency is key
- [Merry "ROTHmas" with Micah Shilanski](https://retirementtaxservices.com/podcast/merry-rothmas-with-micah-shilanski/) - Roth conversions are a luxury
- [Where it all began](https://retirementtaxservices.com/podcast/where-it-all-began/) - The best (and worst) ways for financial advisors to seek professional CPA referrals.
- [The Tax Elephant in the Room with Matthew Jarvis](https://retirementtaxservices.com/podcast/the-tax-elephant-in-the-room-with-matthew-jarvis/) - Yes, we are brothers
- [The Tax Nitty Gritty with James Comblo](https://retirementtaxservices.com/podcast/the-tax-nitty-gritty/) - That's something you can do on every single return."
- [Ignore the IRA RMD rules!](https://retirementtaxservices.com/podcast/ignore-the-ira-rmd-rules/) - The tax code is written in pencil!
- [Yep, I got audited](https://retirementtaxservices.com/podcast/yep-i-got-audited/) - I don't have a moment of fear or panic when I hear from the IRS because of my approach to taxes using the straight-face test."
- [Talking Taxes with Clients with Joshua Horton](https://retirementtaxservices.com/podcast/talking-taxes-with-clients-with-joshua-horton/) - I have a crystal ball, it's just broken
- [Getting practical on taxes](https://retirementtaxservices.com/podcast/getting-practical-on-taxes/) - Tax planning only counts if it gets reported correctly
- [Throwback: Tax planning and surge meetings with Micah Shilanski](https://retirementtaxservices.com/podcast/throwback-tax-planning-and-surge-meetings-with-micah-shilanski/) - Tax planning is like a game of telephone with your client stuck in the middle.
- [CPA Firm vs. CFP Practice with Matt Porter](https://retirementtaxservices.com/podcast/cpa-firm-vs-cfp-practice-with-matt-porter/) - I don't know how you can do financial planning without touching taxes
- [Taxes and Business Sales with Ted Jenkin](https://retirementtaxservices.com/podcast/taxes-and-business-sales-with-ted-jenkin/) - It's very difficult to sell a business that isn't growing
- [Breaking Planning Silos with Emily Millsap](https://retirementtaxservices.com/podcast/breaking-planning-silos-with-emily-millsap/) - Let's all talk so we make sure everything is taken care of
- [Getting everyone a seat at the table with Bryan Eberle](https://retirementtaxservices.com/podcast/getting-everyone-a-seat-at-the-table-with-bryan-eberle/) - Same question, different professional, different answer
- [Chat with a former IRS Special Agent with Robert Nordlander](https://retirementtaxservices.com/podcast/chat-with-a-former-irs-special-agent-with-robert-nordlander/) - IRS agents are people too
- [“The Power of Education” with Robin Henager Greene](https://retirementtaxservices.com/podcast/the-power-of-education-with-robin-henager-greene/) - Education is great, but hands-on experience is always powerful!
- [Are You Covered? with Cameron Norris](https://retirementtaxservices.com/podcast/are-you-covered-with-cameron-norris/) - Client Selection Might Be The Best Protection
- [What every financial advisor needs to be delegating with Lisa Seal](https://retirementtaxservices.com/podcast/what-every-financial-advisor-needs-to-be-delegating-with-lisa-seal/) - It's not just about delegating the things you don't want to do.
- [Every Advisor Should Prepare a Tax Return with Jacob DuBose](https://retirementtaxservices.com/podcast/every-advisor-should-prepare-a-tax-return-with-jacob-dubose/) - Start With Client Question: “What do you offer in terms of tax planning?”
- [Learning Tax Planning Throughout Your Career with Brent Gargano](https://retirementtaxservices.com/podcast/learning-tax-planning-throughout-your-career-with-brent-gargano/) - There's always more than just the technical details.
- [Throwback “Asking the right questions on taxes” - with Meghaan Lurtz](https://retirementtaxservices.com/podcast/throwback-asking-the-right-questions-on-taxes-with-meghaan-lurtz/) - The core principles of tax planning are the same regardless of the topic
- [COVID tax fraud that hasn't ended yet  with Catherine Tindall](https://retirementtaxservices.com/podcast/covid-tax-fraud-that-hasnt-ended-yet-with-catherine-tindall/) - The core principles of tax planning are the same regardless of the topic
- [37-point checklist for reviewing life insurance? with Tony Steuer](https://retirementtaxservices.com/podcast/37-point-checklist-for-reviewing-life-insurance-with-tony-steuer/) - The best place to start is by reviewing your own policy!
- [Finding help for all of these value adds? with Brody Rosenfeld](https://retirementtaxservices.com/podcast/finding-help-for-all-of-these-value-adds-with-brody-rosenfeld/) - It's not going to be a chaotic relationship for long.
- [Turning Prospects to Clients by leading with Taxes with Josh Ross](https://retirementtaxservices.com/podcast/turning-prospects-to-clients-by-leading-with-taxes-with-josh-ross/) - Many taxpayers with a financial advisor AREN'T getting help with taxes.
- [Getting the whole team involved with Jamie Shilanski](https://retirementtaxservices.com/podcast/getting-the-whole-team-involved-with-jamie-shilanski/) - Nothing beats practice.
- [Tax reporting at the source with Eric Bronnenkant](https://retirementtaxservices.com/podcast/tax-reporting-at-the-source-with-eric-bronnenkant/) - "I'll blame the IRS."
- [An open conversation about in-house taxes with Gary Russell](https://retirementtaxservices.com/podcast/an-open-conversation-about-in-house-taxes-with-gary-russell/) - Putting people first makes all the difference.
- [The intersection of tax and law with Mike Payne](https://retirementtaxservices.com/podcast/the-intersection-of-tax-and-law-with-mike-payne/) - Getting the right answer for the client is always the right thing to do.
- [Delegate to Elevate with Lisa Zeeveld](https://retirementtaxservices.com/podcast/delegate-to-elevate-with-lisa-zeeveld/) - "I am a better person because of my virtual assistant"
- ["Taxes, marketing and compliance" with Marie Swift and Jonny Swift](https://retirementtaxservices.com/podcast/taxes-marketing-and-compliance-with-marie-swift-and-jonny-swift/) - Compliance isn't the enemy if you treat them like part of the team.
- [Collaboration over competition with Eric Brotman](https://retirementtaxservices.com/podcast/collaboration-over-competition-with-eric-brotman/) - Tax planning is like a game of telephone with your client stuck in the middle.
- [Tax planning and surge meetings with Micah Shilanski](https://retirementtaxservices.com/podcast/tax-planning-and-surge-meetings-with-micah-shilanski/) - Tax planning is like a game of telephone with your client stuck in the middle.
- [Throwback: “Taxes and investing - a deep dive” with John Wilson and Joe Hohn](https://retirementtaxservices.com/podcast/throwback-taxes-and-investing-a-deep-dive-with-john-wilson-and-joe-hohn/) - "There is more to tax-efficient investing than simply choosing an ETF."
- [ “The Retirement Planning Guidebook” with Dr. Wade Pfau](https://retirementtaxservices.com/podcast/the-retirement-planning-guidebook-with-dr-wade-pfau/) - You have to start with the basics and layer on complexity.
- [Yes, we're brothers with Matthew Jarvis](https://retirementtaxservices.com/podcast/yes-were-brothers-with-matthew-jarvis/) - It's easy to forget that people don't know things unless you tell them.
- [ “Healthy” side of taxes  with Christine Simone](https://retirementtaxservices.com/podcast/healthy-side-of-taxes-with-christine-simone/) - Every money decision has a tax impact, and that's especially true for healthcare cost.
- [The Inheritance Playbook with Chad Holmes](https://retirementtaxservices.com/podcast/the-inheritance-playbook-with-chad-holmes/) - The best estate planning happens when you bring multiple generations to the table.
- [Becoming a Tax Strategist with Derrick Kinney](https://retirementtaxservices.com/podcast/becoming-a-tax-strategist-with-derrick-kinney/) - You need to be qualified AND memorable.
- [Life milestones that are crucial to taxes with Philipp Hecker](https://retirementtaxservices.com/podcast/life-milestones-that-are-crucial-to-taxes-with-philipp-hecker/) - You have to start by understanding who you want to be and to whom.
- [Tax Planning Summit Takeaways (and sneak peak for 2024) with Matthew Jarvis](https://retirementtaxservices.com/podcast/tax-planning-summit-takeaways-and-sneak-peak-for-2024-with-matthew-jarvis/) - "There is so much power in learning from other people who are actively 'doing'"
- [What should a "tax advisor" actually do? with Wendy Barlin](https://retirementtaxservices.com/podcast/what-should-a-tax-advisor-actually-do-with-wendy-barlin/) - Proactively calling clients is one of the best ways to change their experience.
- [Going beyond the basics with Mark Myers](https://retirementtaxservices.com/podcast/going-beyond-the-basics-with-mark-myers/) - You've got to take care of the basics first, but there is more out there.
- [What the heck is "tax resolution"?  with Kristine Stevenson](https://retirementtaxservices.com/podcast/what-the-heck-is-tax-resolution-with-kristine-stevenson/) - I'm DIYer, I'm all about that but there are limits and it's important to know what they are.
- [Between two tax pros with Michael Eckstein](https://retirementtaxservices.com/podcast/between-two-tax-pros-with-michael-eckstein/) - Sometimes the basic stuff is the best stuff.
- [Taxes for the unexpectedly self-employed with Ben Lake](https://retirementtaxservices.com/podcast/taxes-for-the-unexpectedly-self-employed-with-ben-lake/) - This has to be situation-specific. Seemingly similar situations can have polar opposite recommendations.
- [All those “employee” benefits and how to think about them with Chris Gaddis](https://retirementtaxservices.com/podcast/all-those-employee-benefits-and-how-to-think-about-them-with-chris-gaddis/) - Just giving your employees more money doesn’t necessarily solve their problems.
- [Psychology and Taxes with Ashley Quamme](https://retirementtaxservices.com/podcast/psychology-and-taxes-with-ashley-quamme/) - You are definitely the least boring CPA.
- [New Money New Problems with Brenton Harrison](https://retirementtaxservices.com/podcast/new-money-new-problems-with-brenton-harrison/) - "Taxes HAVE to be part of the discussion"
- [Tax Planning and the military with Brandon Lovingier](https://retirementtaxservices.com/podcast/tax-planning-and-the-military-with-brandon-lovingier/) - Tax planning has to be specific to the client situation, generic advice doesn't work.
- [Prospecting, Tax Planning and making the most out of 2024 with Jeremiah Desmarais](https://retirementtaxservices.com/podcast/prospecting-tax-planning-and-making-the-most-out-of-2024-with-jeremiah-desmarais/) - Building the right system will help you serve more of your ideal client AND serve your clients more efficiently so you can have the business and life you really want.
- [Premium Tax Planning for Premium Fees with Patrick Lonergan](https://retirementtaxservices.com/podcast/premium-tax-planning-for-premium-fees-with-patrick-lonergan/) - Tax planning provides value that is a multiple of our fee and that's just one of the services we provide.
- [The emotional side of taxes with Christine Luken](https://retirementtaxservices.com/podcast/the-emotional-side-of-taxes-with-christine-luken/) - You have to be able to help clients turn down the emotional volume.
- [The other "least" boring CPA with Bob Wheeler](https://retirementtaxservices.com/podcast/the-other-least-boring-cpa-with-bob-wheeler/) - Some taxpayers are embarrassed to share the details of their tax life so you have to get the actual tax return as an Advisor.
- [The evaluation of tax planning with special guest Michael Kitces](https://retirementtaxservices.com/podcast/the-evaluation-of-tax-planning-with-special-guest-michael-kitces/) - Can you really be 'comprehensive' if you're still looking for new value to add?
- [‘’I bought a tax practice!’’ What that actually looks like for an Advisor with Michael Cummings](https://retirementtaxservices.com/podcast/i-bought-a-tax-practice-what-that-actually-looks-like-for-an-advisor-with-michael-cummings/) - Buying a tax practice is not an overnight success.
- [Taxes and Legos with Kyle Gabhart](https://retirementtaxservices.com/podcast/taxes-and-legos-with-kyle-gabhart/) - You have to know whether you are building a SpaceX Rocket or the Hogwarts Castle.
- [Tax Analogies and 2026 with Derek Mazzarella](https://retirementtaxservices.com/podcast/tax-analogies-and-2026-with-derek-mazzarella/) - "Action is more important than getting things 'just right'’
- [Divorce and taxes (too bad you can't break up with the IRS)with Amy Irvine](https://retirementtaxservices.com/podcast/divorce-and-taxes-too-bad-you-cant-break-up-with-the-irswith-amy-irvine/) - Make life decisions first, and then sort out the tax implications. Taxes shouldn't be the reason to stay married but that doesn't mean they have to be a surprise in April.
- [Everyone writes about taxes, but how well? with Derek Pollard, PhD](https://retirementtaxservices.com/podcast/everyone-writes-about-taxes-but-how-well-with-derek-pollard-phd/) - There is a huge opportunity for Advisors who can find middle ground between the overly technical white papers and clickbaity nonsense on taxes currently covering the internet.
- [ Yes! We're still talking about Roth (and you should be too) with Jim Amerman](https://retirementtaxservices.com/podcast/yes-were-still-talking-about-roth-and-you-should-be-too-with-jim-amerman/) - Roth isn't the answer in every situation, but it's too valuable to not at least consider for every client.
- [Following the yellow brick road on taxes with Roger Whitney](https://retirementtaxservices.com/podcast/following-the-yellow-brick-road-on-taxes-with-roger-whitney/) - You should always run from anyone who thinks their solution is always the answer. Tax planning has to be personal.
- [What "hiring your kids" actually looks like with Mike Jesowshek](https://retirementtaxservices.com/podcast/what-hiring-your-kids-actually-looks-like-with-mike-jesowshek/) - Action is what counts. Implementation is better than knowledge.
- [What the heck is PTE Tax? with Kelly Rohrs](https://retirementtaxservices.com/podcast/what-the-heck-is-pte-tax-with-kelly-rohrs/) - Every state does it different, there are no rules of thumb.
- [Software tools for getting tax planning done with Andrew Altfest](https://retirementtaxservices.com/podcast/software-tools-for-getting-tax-planning-done-with-andrew-altfest/) - Technology should be a genius assistant so Advisors can add more value to their clients.
- [It might be time to rethink your bookkeeping with Brook Cecil](https://retirementtaxservices.com/podcast/it-might-be-time-to-rethink-your-bookkeeping-with-brook-cecil/) - Everything being thrown into a line item called "miscellaneous" doesn't count as bookkeeping.
- [Processes are critical... and you're probably doing them wrong with Louis Retief](https://retirementtaxservices.com/podcast/processes-are-critical-and-youre-probably-doing-them-wrong-with-louis-retief/) - Great processes are really for your team, not for the advisor themselves.
- [Business tax deductions you might be getting wrong with Thomas Kopelman](https://retirementtaxservices.com/podcast/business-tax-deductions-you-might-be-getting-wrong-with-thomas-kopelman/) - Rules of thumb don't cut it, you have to understand the nuance for your clients
- [Retirement Planning is more than just taxes with Jerilyn Klein](https://retirementtaxservices.com/podcast/retirement-planning-is-more-than-just-taxes-with-jerilyn-klein/) - There are so many things to consider when planning to and through retirement, the question is where can you find answers on that many topics?
- [Throwback: Backdoor Roth and Cream in the Coffee With Matthew Jarvis](https://retirementtaxservices.com/podcast/throwback-backdoor-roth-and-cream-in-the-coffee-with-matthew-jarvis/) - Don’t fall into the gap between theory and execution
- [Let's talk about life insurance with guest John Ensley](https://retirementtaxservices.com/podcast/lets-talk-about-life-insurance-with-guest-john-ensley/) - Transparency is the key, it's about letting people know up front what you do and how you are compensated
- [Death and Taxes, how to help your clients with both with guest Anne Rhodes](https://retirementtaxservices.com/podcast/death-and-taxes-how-to-help-you-clients-with-both-with-guest-anne-rhodes/) - Tying the estate planning process to other life events and milestones is a great way to keep the focus on the bigger goal estate planning looks to address.
- [Expert Digital Marketing and Taxes with Olivia Luper](https://retirementtaxservices.com/podcast/expert-digital-marketing-and-taxes-with-olivia-luper/) - Great marketing is about helping someone move away from pain and towards pleasure.
- [Tax planning is not a 1 and done offering with Libby Griewe](https://retirementtaxservices.com/podcast/tax-planning-is-not-a-1-and-done-offering-with-libby-griewe/) - It takes an intentional plan to go from snorkeling on taxes to Scuba diving, which is where the real value is.
- [Taxes and investing, a deep dive with John Wilson and Joe Hohn](https://retirementtaxservices.com/podcast/taxes-and-investing-a-deep-dive-with-john-wilson-and-joe-hohn/) - There is more to tax efficient investing than simply choosing an ETF.
- [Taxes and Podcasts, breaking down complex topics with Benjamin Brandt](https://retirementtaxservices.com/podcast/taxes-and-podcasts-breaking-down-complex-topics-with-benjamin-brandt/) - Every advisor should be creating content of some kind
- [Tax thoughts for buying a practice with Jonathan Bird](https://retirementtaxservices.com/podcast/tax-thoughts-for-buying-a-practice-with-jonathan-bird/) - Hard work matters. Success is about having great systems and then relentlessly executing.
- [Asking the right questions on taxes with Meghaan Lurtz](https://retirementtaxservices.com/podcast/asking-the-right-questions-on-taxes-with-meghaan-lurtz/) - Asking questions often makes people defensive, but there are other ways to get people to open up.
- [Delivering Massive Value: The Bonus Edition - with Matthew Jarvis](https://retirementtaxservices.com/podcast/delivering-massive-value-the-bonus-edition-with-matthew-jarvis/) - Requesting and reviewing tax returns as a financial advisor puts you in the minority, which creates huge opportunities.
- [Getting in the weeds on real estate and taxes with Tyler Harris](https://retirementtaxservices.com/podcast/getting-in-the-weeds-on-real-estate-and-taxes-with-tyler-harris/) - Real estate comes with a lot of tax nuance but with the right help can provide tremendous value.
- [Should I get my EA designation with Zac Spainhour, EA](https://retirementtaxservices.com/podcast/should-i-get-my-ea-designation-with-zac-spainhour-ea/) - More important than any designation is what you are actually doing to deliver value to clients
- [Big changes coming for student loans with Fred Amrein](https://retirementtaxservices.com/podcast/big-changes-coming-for-student-loans-with-fred-amrein/) - With all the COVID changes the last couple of years, a lot of tax and financial professionals are going to be caught off guard by student loan changes in 2023.
- [Helping your clients pay more in taxes on purpose with Randy Dippell](https://retirementtaxservices.com/podcast/helping-your-clients-pay-more-in-taxes-on-purpose-with-randy-dippell/) - Tax information is abundant, but not necessarily helpful. Great Advisors need to make sure they are focusing on education in their client process.
- [Taxes and Investing with Nitrogen CEO Aaron Klein](https://retirementtaxservices.com/podcast/taxes-and-investing-with-nitrogen-ceo-aaron-klein/) - For most people $1 of tax savings is better than $10 of investment return, it's about the emotions behind it.
- [Throwback: Tales from Tax Season - Withholdings and Losses](https://retirementtaxservices.com/podcast/throwback-tales-from-tax-season-withholdings-and-losses/) - How to have conversations with your clients to ensure everyone is feeling confident and happy around tax season.
- [Throwback: Tales from Tax Season-'Fun' with States](https://retirementtaxservices.com/podcast/throwback-tales-from-tax-season-fun-with-states/) - Real-life issues and situations that clients have faced when it comes to state income taxes and what mistakes to avoid in the future.
- [Throwback: Tales from Tax Season](https://retirementtaxservices.com/podcast/throwback-tales-from-tax-season/) - How to deliver value when having tax conversations with clients.
- [The Advisor who refuses to pay the IRS with guest Aaron Erişkin](https://retirementtaxservices.com/podcast/the-advisor-who-refuses-to-pay-the-irs-with-guest-aaron-eriskin/) - Steven's guest on today's episode may not pay the IRS, but like anything with taxes that decision is based on his specific circumstances and is not a general recommendation.
- [Help that every client needs with Danny Lohrfink](https://retirementtaxservices.com/podcast/help-that-every-client-needs-with-danny-lohrfink/) - Death and taxes are universally accepted as the two great inevitabilities, are you helping your clients with both of them?
- [When your passion transforms the industry with Sheryl Rowling](https://retirementtaxservices.com/podcast/when-your-passion-transforms-the-industry-with-sheryl-rowling/) - Tax-efficient investing is so much more than tax-loss harvesting (any robot can do that)
- [But am I even allowed to do tax planning? With Leila Shaver](https://retirementtaxservices.com/podcast/but-am-i-even-allowed-to-do-tax-planning-with-leila-shaver/) - This episode takes away the most common excuses we hear for not doing more around tax planning. It's time to do more.
- [Getting Personal and Fixing Money with Derek Notman](https://retirementtaxservices.com/podcast/getting-personal-and-fixing-money-with-derek-notman/) - Tax value can come from helping clients pay less in taxes, but there is another side to the conversation.
- [“Can we just make getting tax returns a requirement?” With Jeremy Straub](https://retirementtaxservices.com/podcast/can-we-just-make-getting-tax-returns-a-requirement/) - Getting tax returns is a key piece of the puzzle at any size firm, but it's just the starting point.
- [Tech in the Financial Planning World with Adam Holt](https://retirementtaxservices.com/podcast/tech-in-the-financial-planning-world/) - Tech is pervasive and ever changing, but the Advisor's role in a client's life is still integral.
- [You did a Roth conversion for how much!?!](https://retirementtaxservices.com/podcast/you-did-a-roth-conversion-for-how-much/) - Steven and his guest Larry Sprung go big sharing the largest Roth conversions they've seen.
- [Iterating on tax planning](https://retirementtaxservices.com/podcast/iterating-on-tax-planning/) - Where ever you currently are with tax planning, keep iterating.
- [What "tax planning" actually looks like in an FA office](https://retirementtaxservices.com/podcast/what-tax-planning-actually-looks-like-in-an-fa-office/) - How to build a tax process the whole team can help with and how tax planning fits in with all the other great things financial advisors do and what it takes to make tax planning a reality.
- [Taking Action on Tax Planning with Matt Jarvis, CFP](https://retirementtaxservices.com/podcast/taking-action-on-tax-planning-with-matt-jarvis-cfp/) - How to help your clients take action on their taxes.
- [Writing the Book on Taxes (Literally)](https://retirementtaxservices.com/podcast/writing-the-book-on-taxes-literally/) - The common myths tax players believe that may end up costing them money.
- [Taking Action on SECURE 2.0](https://retirementtaxservices.com/podcast/taking-action-on-secure-2-0/) - Several highlights of the new law and explanations of what this means for you and your clients.
- [Taxes and Content Creation with Broc Buckles & Peter Ciravolo](https://retirementtaxservices.com/podcast/taxes-and-content-creation-with-broc-buckles-peter-ciravolo/) - How the insurance industry is changing, how insurance overlaps with taxes and why your practice should always have your client’s interest first.
- [Visualizing Tax Planning with Ross Riskin](https://retirementtaxservices.com/podcast/visualizing-tax-planning-with-ross-riskin/) - Ross Riskin shares his knowledge on visualizing tax planning, specifically why visuals are so much more impactful than just text alone.
- [But How Is My LLC Taxed? With Micah Shilanski](https://retirementtaxservices.com/podcast/but-how-is-my-llc-taxed-with-micah-shilanski/) - Advice for ensuring your clients are always prepared for their tax bills, regardless of their business type or income level.
- [No, Every Advisor Isn't Doing Tax Planning, But Yes, They Should. With David Rae](https://retirementtaxservices.com/podcast/no-every-advisor-isnt-doing-tax-planning-but-yes-they-should-with-david-rae/) - How to incorporate taxes into your financial plans as an advisor and the importance of building a solid relationship between an advisor and a CFP.
- [But What Is RTS Anyways?](https://retirementtaxservices.com/podcast/but-what-is-rts-anyways/) - Exactly who Retirement Tax Services is, how it began as a company, and how it continues to bridge the gap between tax professionals, financial advisors, and their mutual clients.
- [CPA Wisdom on Getting Ready for Tax Filing Season With Johnna Long](https://retirementtaxservices.com/podcast/cpa-wisdom-on-getting-ready-for-tax-filing-season-with-johnna-long/) - Several things you can do to be prepared for the end of the year and tax filing season, including some missteps to avoid along the way.
- [Tax Preparer and CFP with Jason Speciner](https://retirementtaxservices.com/podcast/tax-preparer-and-cfp-with-jason-speciner/) - Jason Speciner will discuss the shift in his practice that he has seen since bringing tax preparation in-house and the hurdles he and his team have faced along the way.
- [Tax Planning for Business Owners (Part 2) With Jamie Shilanski, CFP](https://retirementtaxservices.com/podcast/tax-planning-for-business-owners-part-2-with-jamie-shilanski-cfp/) - Jamie Shilanski, CFP, will be sharing her experience working with CPAs and how she has created the ultimate tax planning strategy for her clients.
- [Tax Planning for Business Owners (Part 1) With Jamie Shilanski, CFP](https://retirementtaxservices.com/podcast/tax-planning-for-business-owners-part-1-with-jamie-shilanski-cfp/) - What to be aware of when it comes to taxes as a business owner because a one-size-fits-all approach never works.
- [Communicating with the IRS with Micah Shilanski, CFP](https://retirementtaxservices.com/podcast/communicating-with-the-irs-with-micah-shilanski-cfp/) - What to do if your client receives a letter from the IRS.
- [Does Everyone Do Tax Planning Already? With Steve Atkinson](https://retirementtaxservices.com/podcast/does-everyone-do-tax-planning-already-with-steve-atkinson/) - Consciously impacting tax planning.
- [Writing the Book on Solo 401(k)s with Sean Mullaney](https://retirementtaxservices.com/podcast/writing-the-book-on-solo-401ks-with-sean-mullaney/) - The importance of education and communication with your clients to ensure they never miss out on tax planning opportunities.
- [Both Sides of Having an In-house CPA with Michael Henley and Chris Smith](https://retirementtaxservices.com/podcast/both-sides-of-having-an-in-house-cpa-with-michael-henley-and-chris-smith/) - Choosing the right partnership and how the client wins.
- [Going From the Client Seat to the Advisor Seat With Jacob Turner](https://retirementtaxservices.com/podcast/going-from-the-client-seat-to-the-advisor-seat-with-jacob-turner/) - The importance of communicating to your clients in a way that they understand and why it is essential to coordinate with the other people involved in your client's team, whether that be the CPA or the advisor.
- [COVID-19 Tax Credits That Are Still Available with Benjamin Dorsey](https://retirementtaxservices.com/podcast/covid-19-tax-credits-that-are-still-available-with-benjamin-dorsey/) - How to approach the Employee Retention Credit.
- [Bringing Taxes In-house Then Bringing in a Tax Partner With Dean Barber](https://retirementtaxservices.com/podcast/bringing-taxes-in-house-then-bringing-in-a-tax-partner-with-dean-barber/) - Dean Barber joins the show to share his experience with including tax planning in his financial planning firm and why he believes it is essential for every advisor to consider doing the same.
- [Taxes and Software with Justin Fitzpatrick](https://retirementtaxservices.com/podcast/taxes-and-software-with-justin-fitzpatrick/) - Dynamic income and tax planning for retirement.
- [But Is That Tax Advice? With Special Guests Leila Shaver and Micah Shilanski](https://retirementtaxservices.com/podcast/but-is-that-tax-advice-with-special-guests-leila-shaver-and-micah-shilanski/) - Micah Shilanski, CFP and Attorney Leila Shaver join us on this episode to discuss what is okay (and what is not okay) to converse about with your clients as an advisor.
- [Tax Laws Changed, Or Did They? with Jeffrey Levine](https://retirementtaxservices.com/podcast/tax-laws-changed-or-did-they-with-jeffrey-levine/) - Learn about the tax law changes and how they may affect you.
- [Tax Planning for Non-Retirees with Chad Chubb](https://retirementtaxservices.com/podcast/tax-planning-for-non-retirees-with-chad-chubb/) - Insight into serving clients in unique and highly effective ways.
- [Leveling Up Tax Planning Through Software with Roger Pine](https://retirementtaxservices.com/podcast/leveling-up-tax-planning-through-software-with-roger-pine/) - Understanding the tools advisors can use to be better tax planners.
- [In-House Tax Department with P.J. DiNuzzo](https://retirementtaxservices.com/podcast/in-house-tax-department-with-pj-dinuzzo/) - The benefits of blended planning under one roof.
- [Talking Taxes with the #401klady (Special Guest Jeanne Sutton)](https://retirementtaxservices.com/podcast/talking-taxes-with-the-401klady-special-guest-jeanne-sutton/) - How to make the most of your 401(k).
- [The Future of Financial Planning and Where Taxes Fit In With Bob Veres](https://retirementtaxservices.com/podcast/the-future-of-financial-planning-and-where-taxes-fit-in-with-bob-veres/) - Bob joins Steven to share his thoughts on where the industry is now headed, why things are starting to change and where taxes fit into the mix.
- [All Things HSA (And Super HSA!) with Kelley Long](https://retirementtaxservices.com/podcast/all-things-hsa-and-super-hsa-with-kelley-long/) - There's more you can be doing with HSAs.
- [Roth and Tax Preparer Collaboration with Michael Henley](https://retirementtaxservices.com/podcast/roth-and-tax-preparer-collaboration-with-michael-henley/) - Delivering value through tax prep.
- [Tax Planning Process No Matter the Tax Law with Joe Curry](https://retirementtaxservices.com/podcast/tax-planning-process-no-matter-the-tax-law-with-joe-curry/) - Bringing massive value through tax planning.
- [CPAs and CFPs CAN Get Along with Johnna Long](https://retirementtaxservices.com/podcast/cpas-and-cfps-can-get-along-with-johnna-long/) - From tax accounting to tax prep collaboration with financial advisors.
- [All Things Social Security with Devin Carroll](https://retirementtaxservices.com/podcast/all-things-social-security-with-devin-carroll/) - What you need to know to deliver value around Social Security.
- [Finding Balance with Dr. Travis Parry](https://retirementtaxservices.com/podcast/finding-balance-with-dr-travis-parry/) - What it looks like to achieve balance—and how to do it!
- [Tax Planning and Practice Efficiency](https://retirementtaxservices.com/podcast/tax-planning-and-practice-efficiency/) - How to live a balanced life, work fewer hours, and still take home the same amount of pay.
- ["But How Do My Taxes Actually Get Paid in Retirement?”](https://retirementtaxservices.com/podcast/but-how-do-my-taxes-actually-get-paid-in-retirement/) - What you need to understand about paying your taxes in retirement and mistakes to avoid along the way.
- [Tales from Tax Season-'Fun' with States](https://retirementtaxservices.com/podcast/tales-from-tax-season-fun-with-states/) - Real-life issues and situations that clients have faced when it comes to state income taxes and what mistakes to avoid in the future.
- [Tales from Tax Season - Withholdings and Losses](https://retirementtaxservices.com/podcast/tales-from-tax-season-withholdings-and-losses/) - How to have conversations with your clients to ensure everyone is feeling confident and happy around tax season.
- [Tales from Tax Season](https://retirementtaxservices.com/podcast/tales-from-tax-season/) - How to deliver value when having tax conversations with clients.
- [Tax Planning and Business Owners](https://retirementtaxservices.com/podcast/tax-planning-and-business-owners/) - How to communicate effectively so that your clients can make informed decisions.
- [Tax Mistakes and Resources to Fix Them](https://retirementtaxservices.com/podcast/tax-mistakes-and-resources-to-fix-them/) - How to ensure you are providing rock-star level value to clients through offering appropriate and strategic tax planning.
- [Tax Mistakes](https://retirementtaxservices.com/podcast/tax-mistakes/) - How you can improve the relationship between Tax Planner and Advisor (regardless of which title you fall under).
- [Getting to 'Why' and Asking Great Questions](https://retirementtaxservices.com/podcast/getting-to-why-and-asking-great-questions/) - The value in setting up a legacy plan for your clients and how to collaborate with others to ensure the best outcome.
- [Dreaming 'Net' of Taxes](https://retirementtaxservices.com/podcast/dreaming-net-of-taxes/) - Natalie joins the show to discuss how she helps her clients to get clear on what that ‘net’ dream really looks like.
- [Taxes and Retirement Plans](https://retirementtaxservices.com/podcast/taxes-and-retirement-plans/) - Jeremy Keil shares several insights from his own practice as well as a couple of ways that he helps clients get value from the process.
- [Tax Planning Beyond Roth Conversions](https://retirementtaxservices.com/podcast/tax-planning-beyond-roth-conversions/) - John Scherer, Founder of Trinity Financial Planning, joins the show to discuss how he shares the value of tax planning with his clients.
- [Getting Clear on Your Tax Process, Then Adding Software](https://retirementtaxservices.com/podcast/getting-clear-on-your-tax-process-then-adding-software/) - Taylor Schulte joins the show to discuss the ins and outs of tax software, specifically how to be more intentional around it.
- [Tax Planning for Small Businesses and Equity Compensation](https://retirementtaxservices.com/podcast/tax-planning-for-small-businesses-and-equity-compensation/) - The impact proper tax planning can have on your business as a financial planner, as well as how you can communicate this to your clients and set them up for success.
- [Tax "Jobs" and Using Software](https://retirementtaxservices.com/podcast/tax-jobs-and-using-software/) - Reese joins the show to discuss the importance of actionable tax advice for clients and how his platform is hoping to achieve this.
- [Fully Committing To Tax Planning](https://retirementtaxservices.com/podcast/fully-committing-to-tax-planning/) - How to create a proactive, effective, and cooperative tax plan.
- [Tax Planning And Social Security](https://retirementtaxservices.com/podcast/tax-planning-and-social-security/) - The overlap in Social Security and taxes.
- [Writing The Script on Tax Planning](https://retirementtaxservices.com/podcast/writing-the-script-on-tax-planning/) - Summary: Many financial professionals focus heavily on what to do without giving much thought as to how to execute the plan. However, the “how” is far more important than one might think. Tom Gau specializes in simplifying abstract financial planning strategies so that he can easily communicate these to his clients, as well as have
- [Massive Value From Cost Segregation Studies](https://retirementtaxservices.com/podcast/massive-value-from-cost-segregation-studies/) - How to avoid throwing your "cash in the trash" with Stacy Sherman.
- [Getting Detailed On Tax Planning](https://retirementtaxservices.com/podcast/getting-detailed-on-tax-planning/) - Creating a comprehensive tax plan for your clients that they understand.
- [How Advisors Can Handle Donor-Advised Funds](https://retirementtaxservices.com/podcast/how-advisors-can-handle-donor-advised-funds/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! It’s Tax Q&A Friday. Steven has a question submitted by an advisor via LinkedIn. Jim asks if we’d do an episode on donor-advised funds (DAFs). As a matter of fact, the short answer is, “Yes, we’d be happy to.” Charitable Inclinations Donor-advised funds aren't the
- [Your Host Gets Interviewed](https://retirementtaxservices.com/podcast/your-host-gets-interviewed/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven Jarvis has a returning guest this week: Matthew Lincoln. He had so many mind-blowing things to say last week that we’ve invited him back. However, this time he’s interviewing Steven. A CPA Star is Born Steven Jarvis grew up around the financial industry. Like his brother Matt Jarvis,
- [A Single Industry, The Client's Financial Well-Being](https://retirementtaxservices.com/podcast/how-collaboration-benefits-advisor-clients-matthew-lincoln/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest is Matthew Lincoln. A long time Enrolled Agent and tax professional, Matthew has recently gotten his CFP designation. This (and years of experience) have shown him the benefits of collaboration between advisors and accountants. Strength in Numbers Matthew Lincoln’s view of the financial industry is less polarized
- [Taxation Magic Tricks vs. Truth](https://retirementtaxservices.com/podcast/taxation-magic-tricks-vs-truth/) - Executive Summary: Welcome to another Tax Q&A episode of Welcome to the Retirement Tax Services Podcast! Steven’s guest Monday was Frank Murillo of Snowden Lane Partners. One of the questions Frank is most frequently asked is, “I’m not a business owner. What can I do to lower my taxes?” Many want "write-offs." Steven is often asked the same thing. As
- [Simple Reasons Advisors Should Talk Taxes](https://retirementtaxservices.com/podcast/advisor-sten-morgan-should-financial-advisors-talk-taxes-with-their-clients/) - Executive Summary: Welcome to the Friday Tax Q&A edition of the Retirement Tax Services Podcast! Steven’s guest is advisor Sten Morgan of Legacy Investment Planning, the author of 7 Mindsets of Success. You may want to share tax insights with clients, though you’re not a CPA. Maybe you work for a large organization that fears
- [Why Advisors Need To Collect Client Tax Returns](https://retirementtaxservices.com/podcast/why-advisors-need-to-collect-client-and-prospect-tax-returns/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! It’s Tax Q-and-A Friday again and Steven Jarvis is focused on client and prospect tax returns: Have you started requesting them yet? If you’ve been putting it off, what are you going to do about it? Have you thought about how you’ll phrase it? These things
- [The Proven Way To Get CPA Referrals](https://retirementtaxservices.com/podcast/the-proven-way-to-get-cpa-referrals-with-guest-matthew-jarvis/) - Welcome to the Retirement Tax Services Podcast! In this episode, Steven discusses the best (and worst) ways for financial advisors to seek professional CPA referrals. Both Financial Advisors and CPA’s alike want to grow their practice. Naturally, referrals from a trusted professional source are helpful in doing that. However, finding a CPA who will actually
- [Why Advisors Need a Yearend Tax Letter](https://retirementtaxservices.com/podcast/why-advisors-need-a-1099-letter-matthew-jarvis/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s returning guest today is advisor Matthew Jarvis of The Perfect IRA. Their focus is his annual 1099 letter sent during tax season. If you don't have one, your clients need you to start one. Clear Out Confusion It began as an act of desperation.
- [Winning At The Whiteboard For Financial Advisors](https://retirementtaxservices.com/podcast/winning-at-the-whiteboard-for-financial-advisors-with-steven-jarvis/) - Executive Summary Welcome to the Value Wednesday edition of the Retirement Tax Services Podcast! Steven’s guest for the previous episode was Sten Morgan of Legacy Investment Planning. This episode builds on that discussion with whiteboard tips. Sten shared his approach to prospecting: He asks a few questions—and then picks up a marker. Next, he presents strategies
- [Studiously Scrutinize Simple Tax Returns](https://retirementtaxservices.com/podcast/ep-12-retirement-tax-services-podcast-financial-professionals-edition/) - Executive Summary Welcome to the Retirement Tax Services podcast! In this Tax Q&A Friday edition, Steven replies to an advisor’s question about simple tax returns: What do you do with the ones lacking any obvious planning opportunities? Additionally, what do you tell a client after they’ve brought theirs in? If you’re not careful, they may
- [What You Need To Know About The Premium Tax Credit](https://retirementtaxservices.com/podcast/simple-ways-to-anticipate-ptcs-premium-tax-credits/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest Monday was Andy Panko, a CFP with Tenon Financial. Among other things, Andy mentioned considering how the Premium Tax Credit might be impacted by other planning decisions. Instituted through the Affordable Care Act, it’s a shadow tax that must be considered when making
- [Why Forgotten 401ks Are Preventable](https://retirementtaxservices.com/podcast/how-to-sidestep-screw-ups-and-prevent-forgotten-401k-accounts/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! The Capitalize research team recently released The True Cost of Forgotten 401(k) Accounts. They estimate that there are 24.3 million forgotten 401k accounts in the US.That may be $1.35 trillion in assets, or 20% of the 6.7 trillion total assets in 401ks today. These accounts
- [How Advisors Should Handle Client HSAs](https://retirementtaxservices.com/podcast/how-advisors-should-handle-client-hsas/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s focus today is health savings accounts (HSAs). As a matter of fact, the topic has come up recently among advisors he works with. Money goes into an HSA pre-taxes. Note that as long as expenditures are for medical expenses, the balance is never taxed.
- [Preventing Tax Return Amendments](https://retirementtaxservices.com/podcast/how-planning-ahead-pays-for-advisors-dominique-henderson/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is Dominique Henderson, the founder of DJH Capital Management and The Jumpstart Coaching Lab. Much of his work involves mentoring advisors, including encouraging them toward tax planning. What Makes Draft Returns Desirable Dominique Henderson meets with clients twice a year about their
- [Taxes And Surge Meetings](https://retirementtaxservices.com/podcast/surge-advising-clients-to-save-time-effort-benjamin-brandt/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s returning guest for this episode is Benjamin Brandt of Retirement Starts Today. Benjamin is an expert on surge scheduling who’s taught a Masterclass at The Perfect RIA. How to Handle a Massive CRM Podcasting has helped grow Benjamin Brandt’s client base. In fact, his
- [Rentals And Tax Planning](https://retirementtaxservices.com/podcast/why-documentation-is-vital-for-valuable-advising-eric-shadowens/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is Eric Shadowens of DMLO CPAs. Real estate is Eric’s primary focus, and taxes definitely figure in. Education As a Value-add Every tax return submitted to the IRS is 100% “correct..." until it’s flagged for an audit. Documentation is important. In fact, at that point, taxpayers
- [The Evolution Of Tax Return Reviews](https://retirementtaxservices.com/podcast/return-to-returns-proven-tips-for-tax-planning-jim-young/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is Jim Young, Vice President of Wealth Management at Trilogy Financial. Jim’s been doing tax planning for years; long enough to see the paradigm change significantly. That’s why he’s here with tips from the trenches. Pre-modern Tax Planning You know how Steven is always saying, “Get clients’ tax returns”? Nearly every
- [How College Planning Impacts Advising Clients](https://retirementtaxservices.com/podcast/how-college-planning-impacts-advising-clients-andrew-windham/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is Andrew Windham of the College Planning Institute. Andrew’s show, The Educated Freedom Podcast is available to students and parents alike on Apple Podcasts and Spotify. Higher-expense Education College is the single largest cashflow event facing most students. In their life and
- [How To Build Bridges with Client COIs](https://retirementtaxservices.com/podcast/how-to-build-bridges-with-client-cois-centers-of-influence/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! In this episode, Steven looks at interactions between financial planners and other centers of influence (COIs). Everyone hopes for things to go well when dealing with a client’s CPA. However, that’s not guaranteed. For instance, what happens if you advise a client to do something and
- [How Do You Handle Questionable COI Advice?](https://retirementtaxservices.com/podcast/how-do-you-handle-disagreement-with-a-coi/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! It is Tax Q-and-A Friday and Steven is answering a question submitted by an advisor named Daniel. Daniel’s in a situation involving a client’s CPA: Should he object to what might be bad advice? Also, how should he handle a disagreement with a COI? We highly
- [How To Proactively Avoid Estate Tax Problems](https://retirementtaxservices.com/podcast/how-to-proactively-avoid-estate-tax-problems-micah-shilanski/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Today we begin a special series on estate tax planning. Steven’s guest today is Micah Shilanski CFP®, co-founder of The Perfect RIA. Clients sometimes lose parents out-of-state: So are you prepared for estate tax situations? Exemptions aren’t the same everywhere. What about someone who’s suddenly the
- [Why Advisors Need Familiarity With Estate Taxes](https://retirementtaxservices.com/podcast/estate-tax-why-advisors-need-familiarity-with-it-for-clients/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Steven is continuing his series on estate tax planning. Therefore, listen, but don’t try to memorize it all. Being able to recite tax codes verbatim won’t deliver value. Clients don’t expect you to know everything. However, they need you to be willing to help with anything.
- [Should Financial Advisors Give Away the Store to Add Value? With Sten Morgan](https://retirementtaxservices.com/podcast/should-financial-advisors-give-away-the-store-to-add-value-sten-morgan/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Steven’s guest is Sten Morgan of Legacy Investment Planning, the author of 7 Mindsets of Success. Sten’s approach to prospective clients may surprise you. Instead of keeping good ideas under lock and key, he advocates the opposite: When he meets with a prospect, he shares his
- [Beware of Lurking QCD Errors](https://retirementtaxservices.com/podcast/beware-of-lurking-qcd-errors-matthew-jarvis/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Steven’s guest is Matthew Jarvis of The Perfect RIA and Jarvis Financial. Today’s topic is Qualified Charitable Distributions (QCDs). There’s a lot to love about making charitable donations without getting taxed for them. However, there’s a lot of room for error when they’re reported. Steven and Matthew get real about acknowledging
- [QCDs, Stickers, and Cookies](https://retirementtaxservices.com/podcast/should-advisors-use-discernment-when-qcds-are-quite-good/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! On Monday’s episode, Steven and guest Matt Jarvis discussed Qualified Charitable Distributions (QCDs). Along the way, Matt shared tips for handling common QCD mistakes professionally. Steven’s delving even deeper today. Have you handled QCDs for ages? Chances are that you'll be glad that you've listened: The Secure Act of 2019 adds significant changes you may have
- [Taxes and Digital Marketing with Taylor Schulte EP-13](https://retirementtaxservices.com/podcast/taxes-and-digital-marketing-with-taylor-schulte-ep-13/) - Executive Summary: Welcome to the Retirement Tax Services podcast! Advisors often ask, “Where do I get the next client?” In response to that question, Steven’s guest for this episode is advisor Taylor Schulte of Define Financial. Taylor is a financial advisor who has found tremendous success focusing on tax planning in his digital marketing.. Taylor started advising with a wirehouse.
- [Precision Counts In Both Your Podcasting & Digital Marketing](https://retirementtaxservices.com/podcast/precision-counts-in-both-your-podcasting-digital-marketing/) - Executive Summary: Welcome to the Retirement Tax Services Podcast with CPA Steven Jarvis! Don't use vague generalizations for your digital marketing. This episode details the importance of knowing precisely who you’re speaking to and why. In fact, if you’re reading this, you’re part of a carefully-selected group. Keep reading if you've crushed tax planning for years. Likewise,
- [QCDs Go Viral Amid Pension Peculiarities & Tax Year Magic Tricks](https://retirementtaxservices.com/podcast/qcds-go-viral-amid-pension-peculiarities-tax-year-magic-tricks/) - Welcome to the Retirement Tax Services Podcast! On this Tax Q&A Friday, Steven answers a question from an advisor at Edward Jones. A client’s Form 1040 showed a large amount on Line 5a… but zero on Line 5b. Where did it go? The advisor knew some situations could cause this. However, nothing he’d handled for the client seemed
- [Add Value To Clients Through Proactive Tax Planning With Frank Murillo](https://retirementtaxservices.com/podcast/add-value-to-clients-through-proactive-tax-planning-with-frank-murillo/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Steven’s guest today is Frank Murillo of Snowden Lane Partners. Frank has made the journey from a wirehouse to the RIA space. As a result, he confidently provides clients with proactive tax strategies today. In fact, he recently met a former CPA (client) in his office. Some advisors might have been intimidated.
- [How Advisors Should Strategize for RMDs in 2021](https://retirementtaxservices.com/podcast/how-advisors-should-strategize-for-rmds-in-2021/) - Executive Summary: Welcome to the Welcome to the Retirement Tax Services Podcast! Steven’s guest on Monday was Frank Murillo of Snowden Lane Partners. His tax-efficient insights were excellent. In fact, as he discussed his tax strategizing practice, he mentioned Required Minimum Distributions (RMDs). This is an important enough topic to cover in-depth. As a result, Steven is focused on
- [Systems For Valuable Tax Strategies With Dan Cuprill](https://retirementtaxservices.com/podcast/systems-for-valuable-tax-strategies-with-dan-cuprill/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Steven’s guest today is advisor Dan Cuprill of The Profitable Advisor. As a longstanding financial planner and a teacher, Dan advocates value through better systems. In fact, his approach can yield the practice you want—regarding both profitability and life in general. Consequently, he and Steven discuss how it can help advisors
- [Benjamin Brandt Advisor Advice: Find Client Commonalities](https://retirementtaxservices.com/podcast/benjamin-brandt-advisor-advice-find-client-commonalities/) - Executive Summary: Welcome to another episode of the Retirement Tax Services Podcast! Steven’s guest today is RIA Benjamin Brandt, host of the nationally-spotlighted podcast Retirement Starts Today. Ben is an independent RIA specialized in reducing clients’ lifetime tax bills. In some cases, he’s uncovered millions in surplus savings they weren’t aware of. Simplify For Valuable Success Ben’s niche
- [Why Tax-Planning Myths Are Financial Planners’ Enemy](https://retirementtaxservices.com/podcast/why-tax-planning-myths-are-financial-planners-enemy/) - Executive Summary: Welcome to the Retirement Tax Services podcast! Steven is doing some myth-busting on this Tax Q&A Friday. In fact, he’s tackling half-truths we sometimes repeat as facts—though we’ve never bothered to look them up. For example, he was at a gathering recently: Someone stated matter-of-factly that the Great Wall of China can be seen from space.
- [Why Financial Advisors Need Change Management Skills With Penny Phillips](https://retirementtaxservices.com/podcast/why-financial-advisors-need-change-management-skills-with-penny-phillips/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is management practice coach Penny Phillips of the national RIA firm, Journey Strategic Wealth. Journey began as a team of independent RIAs. However, they wanted something almost unheard of: ownership of their company with full-fledged practice management support. A new financial advisor’s options are generally either joining
- [Cutting Out Confusion Adds Huge Value From Advisors](https://retirementtaxservices.com/podcast/cutting-out-confusion-adds-huge-value-from-advisors/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Steven’s guest Monday was Penny Phillips, President (and co-founder) of Journey Strategic Wealth. Penny mentioned financial advisors’ need to clearly articulate what they are responsible for. This resonated with Steven: If you currently (or may eventually) provide tax-related services, do your clients really understand what that means? Do you clarify taxes
- [How To Constructively Compete With Other COIs](https://retirementtaxservices.com/podcast/how-to-constructively-compete-with-other-cois/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! This Tax Q&A Friday finds Steven answering a question from Anthony, a financial advisor in New York: How do you create a relationship with a client’s accountant when their firm offers its own wealth management service? Is constructive competition possible? It can be intimidating the first time. However,
- [Amazing Strategy Rewards CPA-CFA Partners' Risk](https://retirementtaxservices.com/podcast/amazing-strategy-rewards-cpa-cfa-partners-risk/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Steven’s guests today are Phillip Christenson and Jim Sexton of Phillip James Financial. Together, Phillip, a CFA; and James, a CPA comprise an independent practice. They provide both wealth management and tax preparation services. That kind of professional advisor-accountant partnership isn’t run-of-the-mill. However, the mind-boggling part is how they got their
- [Amazing Ways Advisors Can Slay Shadow Taxes](https://retirementtaxservices.com/podcast/amazing-ways-advisors-can-slay-shadow-taxes/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Steven’s guests Monday were Phillip Christenson and Jim Sexton of Phillip James Financial. At one point, they described taxes outside the traditional federal income variety as “shadow taxes." The phrase was an instant hit. These oddities sneak up on you during tax planning. Today, Steven is
- [Huge D-I-Y Tax Mistakes Clients Often Make](https://retirementtaxservices.com/podcast/huge-d-i-y-tax-mistakes-clients-often-make/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Steven’s guests for this Tax Q&A Friday are Phillip Christenson and Jim Sexton of Phillip James Financial. If you haven’t heard Monday’s episode with them, it’s well worth going back for. Today, Steven, Phillip, and James are focusing on the pitfalls of do-it-yourself tax preparation. The question is “What do you
- [Best Ways Advisors Can See Clients Through Storms with Carl Richards](https://retirementtaxservices.com/podcast/best-ways-advisors-can-see-clients-through-storms-with-carl-richards/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest is advisor Carl Richards, also known as the Sketch Guy. He’s most famous for his financial illustrations, but he’s also an author who speaks around the globe. Carl regularly advocates keeping financial advice simple enough to fit on a single page. It’s our behavior, he observes, that creates
- [How Shrewd Advisors Approach Famous Windfalls](https://retirementtaxservices.com/podcast/how-shrewd-advisors-approach-famous-windfalls/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s topic today is somewhat controversial: Paypal co-founder Peter Thiel and his billion-dollar IRA. Selling his eBay shares to finance buying shares of other start-ups, Thiel has gone from $2000 to $5 Billion in a tax-free Roth account. Critics assert that IRAs exist solely for non-billionaires to save for
- [How To Handle Conflicting Advice With Taylor Schulte](https://retirementtaxservices.com/podcast/how-to-handle-conflicting-advice-with-taylor-schulte/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s returning guest this Tax Q&A Friday is Taylor Schulte of The Stay Wealthy Podcast and Experiments in Advisor Marketing. Today’s episode answers a submitted question: “I would like to know if Taylor’s ever recommended a Roth conversion, but then had a client decide not to do it because their
- [How To Email Market Your Tax Planning With James Pollard](https://retirementtaxservices.com/podcast/how-to-email-market-your-tax-planning-with-james-pollard/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is advisor James Pollard, the host of Financial Marketing Advisor. James brings practical advice on how to market your tax planning by email. Obviously, there’s more to financial advising and tax planning than selling your services. There’s more to marketing than just email, too. However, both are
- [How To Articulate Your Tax Planning](https://retirementtaxservices.com/podcast/how-to-articulate-your-tax-planning/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest on Monday was James Pollard, the host of Financial Advisor Marketing Podcast. James mentioned the usefulness of evergreen content. That is to say, content that isn’t time-sensitive. For example, most people loathe paying taxes. Some may even fear the IRS. They lack someone to demystify taxes for them. Psychologist
- [When Roth Conversions Mean Lost Value With Taylor Schulte](https://retirementtaxservices.com/podcast/when-roth-conversions-mean-lost-value-with-taylor-schulte/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest for this Tax Q&A Friday is CFP Taylor Schulte of The Stay Wealthy Podcast and Experiments In Advisor Marketing. Today’s episode answers another submitted question: When should you NOT recommend doing a Roth conversion? Last Friday’s show began with a nastygram from a CPA. In short, he disagreed with Taylor’s proposed Roth conversion
- [Navigating Taxes and Complex Compensation](https://retirementtaxservices.com/podcast/navigating-taxes-and-complex-compensation/) - Executive Summary: Welcome to another Tax Q&A episode of the Retirement Tax Services Podcast! Steven’s guest today is CFP Ethan Pepper. Ethan has a client whose tax situation is complicated: She’s got multiple forms of equity compensation. Next, she’s a dual citizen of the US and Italy. Additionally, she’s sold her former house in Italy. She owned it
- [How To Avoid Stock-Based Compensation Complications](https://retirementtaxservices.com/podcast/how-to-avoid-stock-based-compensation-complications/) - Welcome back to the Retirement Tax Services Podcast! Steven’s guest Monday was financial advisor Ethan Pepper. Ethan’s Silicon Valley clients sometimes have multiple forms of equity compensation. Additionally, alternative minimum taxes (AMTs) often figure in. These make tax planning complicated. As a result, Steven has devoted this episode to stock-based compensation. Where Monday’s show mostly
- [Proven Ways To Quantify Advisory Value](https://retirementtaxservices.com/podcast/proven-ways-to-quantify-advisory-and-tax-planning-quality/) - Welcome back to the Retirement Tax Services Podcast! It’s Tax Q&A Friday and Steven has another user-submitted question. An advisor asks about the prospect-meeting process: What are some simple ways to quantify the impact of tax planning or different tax strategies? The simplest answer may be “Look at it over time.” It is an ongoing
- [Exclusive: 2021 Child Tax Credit Repayments Make Possible Pitfalls](https://retirementtaxservices.com/podcast/exclusive-2021-tax-credit-payments-make-possible-pitfalls/) - Welcome back to the Retirement Tax Services Podcast! Steven’s tackling the 2021 child tax credit today, but he’s not politicking for/against it. Instead, financial advisors need to be warned about a possible result. Congress's decision to prepay a portion is creating a risky situation for some. The Child Tax Credit Situation Child tax credit payments
- [Reviewing the 1040 to Quantify Advisory Value](https://retirementtaxservices.com/podcast/reviewing-the-1040-to-quantify-advisory-value/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! In episode 32, How To Articulate Your Tax Planning, Steven began going over the 2020 US individual tax return. This episode continues his focus on explaining each line to clients. Today, we continue reviewing the 1040 on Page 2. Demystifying Taxes: Form 1040, Part II In the first episode
- [Retroactive Tax Increases, Can They Even Do That?](https://retirementtaxservices.com/podcast/retroactive-tax-increases-can-they-even-do-that/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! It’s Tax Q&A Friday again. As a result, Steven is addressing concerns about rumors of possible retroactive taxes in the future. To date, nothing has been formalized. However, some people in professional circles are already considering potential ramifications. Politics-free Tax Planning As always, Steven has
- [Why Advisors Should Take On Taxes](https://retirementtaxservices.com/podcast/andy-panko-on-why-advisors-should-take-on-taxes/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is Andy Panko, a CFP with Tenon Financial. Andy hasn’t just dipped a toe in the tax-planning waters. Strategizing with clients is a staple of his business. Especially if you’re an advisor considering branching out, his insights are well worth hearing. A
- [How To Handle DIY Tax Clients](https://retirementtaxservices.com/podcast/how-to-handle-diy-tax-clients/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! For this Tax Q&A Friday, Steven is answering another listener-submitted question: How should a tax-planning advisor handle clients who do their own returns? Strategizing advisors and DIY clients are more compatible than you might think. Steven explains how you can deliver value, even if
- [Tax Planning Without Roth Conversions With Matt Fizell](https://retirementtaxservices.com/podcast/tax-planning-without-roth-conversions-with-matt-fizell/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is advisor Matt Fizell of Harmony Wealth. Matt’s niche is a little unusual: His average client isn’t retired. In fact, most of them aren’t ready for their first Roth conversion. Tax Planning Before Retirement Many financial advising practices’ bread-and-butter is retirees or
- [What's The Right Amount For A Tax Refund?](https://retirementtaxservices.com/podcast/whats-the-right-amount-for-a-tax-refund/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! For this week’s Tax Q&A Friday, Steven is tackling the question, “How much is the right amount of tax refund to get every year?” The answer involves the Safe Harbor Rule. How Much of a Tax Refund Do You Want? To start with, ask the
- [Compliance and Tax Planning do mix](https://retirementtaxservices.com/podcast/proven-ways-to-win-allies-in-compliance-with-matthew-daugherty/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is CFP Matthew Daugherty. They are discussing how tax planning is possible, even with Compliance looking over your shoulder. Believe it or not, that relationship doesn't have to be adversarial. In fact, if you approach things right, they can help add value
- [The Path to Advisor Tax Planning](https://retirementtaxservices.com/podcast/the-proven-path-to-advisor-tax-planning-advisor-william-miller/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest today is advisor William Miller, the founder of WM Wealth Planning. William regularly posts eye-catching, tax-related graphics on social media. We wanted to know more about how this became his focus. The Turn to Taxes William started out in insurance brokering. However, in
- [Getting to your client's "Why" on taxes](https://retirementtaxservices.com/podcast/why-advisors-need-clients-why-s-with-advisor-brendan-frazier/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest is advisor Brendan Frazier, the founder of Wired Planning and host of “The Human Side of Money.” His primary focus, as a tax planner, is the psychology of advising. In other words, he helps clients keep motivated for success. Why Advisors Need The
- [Tax Planning For Younger Clients](https://retirementtaxservices.com/podcast/how-advisors-can-manage-millennial-money-thomas-kopelman/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest this week is advisor Thomas Kopelman, who just co-founded Allstreet Wealth. While many financial planners focus on retirees, Thomas’ niche is millennials. In fact, he often does tax planning for people whose income level is still on the rise. The Equity On-ramp Managing
- [Backdoor Roth and Cream in the Coffee With Matthew Jarvis](https://retirementtaxservices.com/podcast/backdoor-roth-and-cream-in-the-coffee-with-matthew-jarvis/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s returning guest is advisor Matthew Jarvis of The Perfect IRA. In addition to running his own practice, he’s written a new book, Delivering Massive Value: The Financial Advisor's Guide to a Highly Profitable, Hyper-Efficient Practice. However, today’s topic is a combination of backdoor Roth
- [Exclusive: Why a CPA Became a Financial Advisor](https://retirementtaxservices.com/podcast/exclusive-why-a-cpa-became-a-financial-advisor-jana-morrison/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s latest guest is Jana Morrison of Burkett Financial Services. She’s both a CPA and a CFP. In a male-dominated industry, she’s built a solid track record. Her achievements include a successful transfer from accounting into financial services, too. Planning a Change Yes, you read
- [Tax Myths Advisors Must Dispel](https://retirementtaxservices.com/podcast/6-tax-myths-advisors-must-dispel-phil-putney/) - Executive Summary: Welcome to the Retirement Tax Services Podcast! Phil Putney of ASF Wealth Management is Steven’s guest today. Their topic is tax myths. People delay tax planning for retirement because of them. As a result, retire with fewer funds, higher taxes, or both. Reality, Reversed Delivering game-changing value means protecting clients; not just their
- [Easy Ways Advisors Can Spare Entrepreneurs Headaches](https://retirementtaxservices.com/podcast/easy-ways-advisors-can-spare-entrepreneurs-headaches-jamie-bosse/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest is Jamie Bosse, a CFP with Aspyre Wealth Partners. She’s written articles and books on financial literacy. Recently, she’s been featured on Michael Kitces’ podcast, too. Finances Under 40 Most of Jamie’s clients are age 40 or younger. As a result, many are
- [Take Ownership Of Your Clients, No Matter What](https://retirementtaxservices.com/podcast/how-advisors-handle-troublesome-returns-micah-shilanski/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s returning guest today is Micah Shilanski CFP®, co-founder of The Perfect RIA. Micah recently took some offline time to recharge—but his team ran into a problematic tax return. As a result, they sent it to Retirement Tax Services, using his membership. Communication Breakdown Steven opened the return:
- [Easy Ways for Advisors to Maximize Deductions](https://retirementtaxservices.com/podcast/easy-ways-for-advisors-to-maximize-deductions-mike-jesowshek/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest is CPA Mike Jesowshek, host of the Small Business Tax Savings Podcast and founder of JETRO and Associates. Today’s focus is tax planning strategy—by maximizing deductions—for yourself and your clients. Define“Maximize” First A successful financial advisor usually has more than one technique for
- [Talking Tax With an Enrolled Agent](https://retirementtaxservices.com/podcast/how-enrolled-agents-deliver-taxpayers-value-lisa-niser/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest is Lisa Niser, an enrolled agent specializing in individuals, small businesses, and tax education. Enrolled Agents, Explained The IRS defines an Enrolled Agent (EA) as someone “who has earned the privilege of representing taxpayers before the Internal Revenue Service by either passing a
- [Working with CPAs and Pending Tax Legislation](https://retirementtaxservices.com/podcast/working-with-cpas-and-pending-tax-legislation/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest is Maggie Klokkenga, the founder of Make a Money Mindshift. Maggie’s services include helping clients vet prospective CPAs for doing their taxes. A Pro’s Insights Maggie Klokkenga is both a CPA and a CFP. As a result, she’s got an inside track on
- [A Different Approach To Working With Tax Preparers](https://retirementtaxservices.com/podcast/a-different-approach-to-working-with-tax-preparers/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Today’s guest is Matt Miner, founder of Miner Wealth Management and host of the Work Pants Finance podcast. Despite being a relative newcomer to the financial world, he’s got a proven philosophy for working with other COIs. A Shrewd New Arrival Matt Miner’s career as
- [Being A Tax Resource, NOT The Source Of All Tax Knowledge](https://retirementtaxservices.com/podcast/proven-growth-tips-for-financial-advisors-derek-tharp/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest is Derek Tharp, Ph.D., CFP®, CLU® founder of Conscious Capital. Derek is also the lead researcher for Kitces.com and an assistant professor of Finance at the University of Southern Maine (USM). Show; Don’t Just Tell Tax planning is a major aspect of Derek
- [How to Succeed by Advising Smaller Business Clients](https://retirementtaxservices.com/podcast/how-to-succeed-by-advising-smaller-business-clients-michael-eckstein/) - Executive Summary: Welcome back to the Retirement Tax Services Podcast! Steven’s guest is Michael Eckstein, the founder of Resting Business Face (formerly known as Eckstein Advisory). There’s more to Michael than a hall-of-fame-great firm name, though. Today he's focused on super small business. Not-so-small Concerns Do you have any smaller-business clients, such as freelancers? Not

## Office Hours Sessions

- [08/27/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/08-27-26-rts-office-hours-with-steven-jarvis-cpa/)
- [8/6/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/8-6-26-rts-office-hours-with-steven-jarvis-cpa/)
- [7/28/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/7-28-26-rts-office-hours-with-steven-jarvis-cpa/)
- [7/16/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/7-16-26-rts-office-hours-with-steven-jarvis-cpa/)
- [6/11/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/6-11-26-rts-office-hours-with-steven-jarvis-cpa/)
- [5/28/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/5-28-26-rts-office-hours-with-steven-jarvis-cpa/)
- [05/12/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/05-12-26-rts-office-hours-with-steven-jarvis-cpa/)
- [4/28/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/4-28-26-rts-office-hours-with-steven-jarvis-cpa/)
- [4/2/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/4-2-26-rts-office-hours-with-steven-jarvis-cpa/)
- [3/26/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/3-26-26-rts-office-hours-with-steven-jarvis-cpa/)
- [03/10/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/03-10-26-rts-office-hours-with-steven-jarvis-cpa/)
- [02/26/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/02-26-26-rts-office-hours-with-steven-jarvis-cpa/)
- [2/12/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/2-12-26-rts-office-hours-with-steven-jarvis-cpa/)
- [1/27/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/1-27-26-rts-office-hours-with-steven-jarvis-cpa/)
- [1/13/26 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/1-13-26-rts-office-hours-with-steven-jarvis-cpa/)
- [12/04/25 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/12-04-25-rts-office-hours-with-steven-jarvis-cpa/)
- [12/02/25 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/12-02-25-rts-office-hours-with-steven-jarvis-cpa/)
- [11/06/25 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/11-06-25-rts-office-hours-with-steven-jarvis-cpa/)
- [10/22/2025 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/10-22-2025-rts-office-hours-with-steven-jarvis-cpa/)
- [10/09/2025 RTS Office Hours with Steven Jarvis, CPA](https://retirementtaxservices.com/office_hour_sessions/10-09-2025-rts-office-hours-with-steven-jarvis-cpa/)

## Tax Forms Explained

- [Tax Form Explained: Understanding Schedule 1](https://retirementtaxservices.com/tax_forms_explained/tax-form-explained-understanding-schedule-1/) - Tax Form Explained: Understanding Schedule 1 Video Overview This video covers Schedule 1, also known as Additional Income and Adjustments to Income. Learn how this supplemental form to Form 1040 reports income sources and above-the-line deductions that can significantly impact Adjusted Gross Income (AGI), tax brackets, credits, and overall tax liability. What is Reported on
- [Tax Form Explained: Understanding Form 8889](https://retirementtaxservices.com/tax_forms_explained/tax-form-explained-understanding-form-8889/) - Tax Form Explained: Understanding Form 8889 Video Overview This video covers Form 8889, which tracks Health Savings Account (HSA) contributions, distributions, and eligibility requirements. Learn how the form helps ensure tax-free treatment for qualified medical expenses while identifying excess contributions and potential penalties. When is Form 8889 Required? Required when contributions are made to a
- [Tax Form Explained: Understanding Form 8606](https://retirementtaxservices.com/tax_forms_explained/tax-form-explained-understanding-form-8606/) - Tax Form Explained: Understanding Form 8606 Video Overview This video covers Form 8606, which tracks non-deductible IRA contributions, Roth conversions, and Roth IRA distributions. Learn how it protects the after-tax basis and ensures accurate taxation across multiple years. When is Form 8606 Required? Required when non-deductible contributions are made to a traditional IRA. Used when
- [Tax Form Explained: Understanding Schedule E](https://retirementtaxservices.com/tax_forms_explained/tax-form-explained-understanding-schedule-e/) - Tax Form Explained: Understanding Schedule E Video Overview This video covers Schedule E, which is used to report rental income, royalties, and income from pass-through entities and other passive activities. Learn how it connects to Form 1040 and what to look for when reviewing it. When is Schedule E Required? Used when a taxpayer has
- [Tax Form Explained: Understanding Schedule D](https://retirementtaxservices.com/tax_forms_explained/tax-form-explained-understanding-schedule-d/) - Tax Form Explained: Understanding Schedule D Video Overview This video explains Schedule D, which reports capital gains and losses from the sale of capital assets. It consolidates activity from brokerage accounts, real estate, and other investments into net short-term and long-term results that flow to Form 1040 and determine capital gain tax treatment and loss
- [Tax Form Explained: Understanding Schedule C](https://retirementtaxservices.com/tax_forms_explained/tax-form-explained-understanding-schedule-c/) - Tax Form Explained: Understanding Schedule C Video Overview This video explains Schedule C, which reports income and expenses from a sole proprietorship or single-member LLC. Learn how gross receipts are reduced by ordinary and necessary business expenses to determine net profit or loss - and how that amount impacts self-employment tax and the individual return.
- [Tax Form Explained - Understanding Schedule A](https://retirementtaxservices.com/tax_forms_explained/tax-form-explained-understanding-schedule-a/) - Tax Form Explained Understanding Schedule A Video Overview This video covers Schedule A – the form used to itemize deductions on a tax return. By watching, you’ll gain a clear understanding of how Schedule A works and the key categories most relevant to clients. What is Schedule A? Use Schedule A to itemize deductions instead
- [Tax Form Explained: Understanding Schedule B](https://retirementtaxservices.com/tax_forms_explained/tax-form-explained-understanding-schedule-b/) - Tax Form Explained: Understanding Schedule B Video Overview This video covers Schedule B, which reports interest, ordinary dividends, and certain foreign account information. Learn when it’s required and the key details to keep in mind for accurate reporting. When is Schedule B Required? Needed if interest or ordinary dividends exceed $1,500. Required when foreign accounts

## Essentials Course Badges

- [Review](https://retirementtaxservices.com/esse-coursebadges/quiz/)
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- [Foundation Laid](https://retirementtaxservices.com/essentials-badges/foundation-laid/) - Test description

## Progress Map Milestones

- [Foundation Laid](https://retirementtaxservices.com/premier-badges/foundation-laid-prem/)
- [Momentum Building](https://retirementtaxservices.com/premier-badges/momentum-building-prem/)
- [Growth Achieved](https://retirementtaxservices.com/premier-badges/growth-achieved-prem/)
- [Advanced Learner](https://retirementtaxservices.com/premier-badges/advanced-learner-prem/)

## Tax Certification Course Badges

- [Summit Push](https://retirementtaxservices.com/premier-coursebadges/summit-push/)
- [Summit Ridge](https://retirementtaxservices.com/premier-coursebadges/summit-ridge/)
- [Peak Summit](https://retirementtaxservices.com/premier-coursebadges/peak-summit/)
- [False Summit](https://retirementtaxservices.com/premier-coursebadges/false-summit/)
- [High Camp](https://retirementtaxservices.com/premier-coursebadges/high-camp/)
- [Glacier Crossing](https://retirementtaxservices.com/premier-coursebadges/glacier-crossing/)
- [Moraine Traverse](https://retirementtaxservices.com/premier-coursebadges/moraine-traverse/)
- [Snowline](https://retirementtaxservices.com/premier-coursebadges/snowline/)
- [Alpine Meadow](https://retirementtaxservices.com/premier-coursebadges/alpine-meadow/)
- [Tree Line](https://retirementtaxservices.com/premier-coursebadges/tree-line/)
- [Switchbacks](https://retirementtaxservices.com/premier-coursebadges/switchbacks/)
- [Waterfall Pass](https://retirementtaxservices.com/premier-coursebadges/waterfall-pass/)
- [Boulder Field](https://retirementtaxservices.com/premier-coursebadges/boulder-field/)
- [Forest Ascent](https://retirementtaxservices.com/premier-coursebadges/forest-ascent/)
- [Hanging Bridge](https://retirementtaxservices.com/premier-coursebadges/hanging-bridge/)
- [River Crossing](https://retirementtaxservices.com/premier-coursebadges/river-crossing/)
- [Basecamp](https://retirementtaxservices.com/premier-coursebadges/basecamp/)
- [Trailhead](https://retirementtaxservices.com/premier-coursebadges/trailhead/)

## Levels

- [Level 10](https://retirementtaxservices.com/level/level-10/)
- [Level 9](https://retirementtaxservices.com/level/level-9/)
- [Level 8](https://retirementtaxservices.com/level/level-8/)
- [Level 7](https://retirementtaxservices.com/level/level-7/)
- [Level 6](https://retirementtaxservices.com/level/level-6/)
- [Level 5](https://retirementtaxservices.com/level/level-5/)
- [Level 4](https://retirementtaxservices.com/level/level-4/)
- [Level 3](https://retirementtaxservices.com/level/level-3/)
- [Level 2](https://retirementtaxservices.com/level/level-2/)
- [Level 1](https://retirementtaxservices.com/level/level-1/)

## Categories

- [Consumer Posts](https://retirementtaxservices.com/learning/consumer-posts/)
- [Tax Strategies](https://retirementtaxservices.com/learning/tax-strategies/)
- [Media](https://retirementtaxservices.com/learning/media/)

## Tags

- [Roth conversion](https://retirementtaxservices.com/tag/roth-conversion/)
- [tax refunds](https://retirementtaxservices.com/tag/tax-refunds/)
- [Client Tax Planning](https://retirementtaxservices.com/tag/client-tax-planning/)
- [Media](https://retirementtaxservices.com/tag/media/)

## Topics

- [collaboration](https://retirementtaxservices.com/topic/collaboration/)
- [taxes](https://retirementtaxservices.com/topic/taxes/)
- [investments](https://retirementtaxservices.com/topic/investments/)
- [tax planning](https://retirementtaxservices.com/topic/tax-planning/)
- [financial](https://retirementtaxservices.com/topic/financial/)
- [advisors](https://retirementtaxservices.com/topic/advisors/)
- [finances](https://retirementtaxservices.com/topic/finances/)
- [financial advisors](https://retirementtaxservices.com/topic/financial-advisors/)
- [tom gau](https://retirementtaxservices.com/topic/tom-gau/)
- [small business](https://retirementtaxservices.com/topic/small-business/)
- [social security](https://retirementtaxservices.com/topic/social-security/)
- [social security planning](https://retirementtaxservices.com/topic/social-security-planning/)
- [Devin Carroll](https://retirementtaxservices.com/topic/devin-carroll/)
- [Dr. Travis Parry](https://retirementtaxservices.com/topic/dr-travis-parry/)
- [sweet spot](https://retirementtaxservices.com/topic/sweet-spot/)
- [balance](https://retirementtaxservices.com/topic/balance/)
- [CPA](https://retirementtaxservices.com/topic/cpa/)
- [proactive](https://retirementtaxservices.com/topic/proactive/)
- [Johnna Long](https://retirementtaxservices.com/topic/johnna-long/)
- [tax prep](https://retirementtaxservices.com/topic/tax-prep/)
- [tax preparer](https://retirementtaxservices.com/topic/tax-preparer/)
- [proactive taxes](https://retirementtaxservices.com/topic/proactive-taxes/)
- [Tax Planning Process](https://retirementtaxservices.com/topic/tax-planning-process/)
- [Joe Curry](https://retirementtaxservices.com/topic/joe-curry/)
- [massive value](https://retirementtaxservices.com/topic/massive-value/)
- [value adds](https://retirementtaxservices.com/topic/value-adds/)
- [seasonal meetings](https://retirementtaxservices.com/topic/seasonal-meetings/)
- [checklist](https://retirementtaxservices.com/topic/checklist/)
- [Roth](https://retirementtaxservices.com/topic/roth/)
- [Tax preparation](https://retirementtaxservices.com/topic/tax-preparation/)
- [in-house CPA](https://retirementtaxservices.com/topic/in-house-cpa/)
- [financial planning](https://retirementtaxservices.com/topic/financial-planning/)
- [delivering value](https://retirementtaxservices.com/topic/delivering-value/)
- [HSA](https://retirementtaxservices.com/topic/hsa/)
- [Kelley Long](https://retirementtaxservices.com/topic/kelley-long/)
- [Health Savings Account](https://retirementtaxservices.com/topic/health-savings-account/)
- [Super HSA](https://retirementtaxservices.com/topic/super-hsa/)
- [savings](https://retirementtaxservices.com/topic/savings/)
- [industry leading](https://retirementtaxservices.com/topic/industry-leading/)
- [industry changing](https://retirementtaxservices.com/topic/industry-changing/)
- [authority](https://retirementtaxservices.com/topic/authority/)
- [technology](https://retirementtaxservices.com/topic/technology/)
- [growth](https://retirementtaxservices.com/topic/growth/)
- [the future of financial planning](https://retirementtaxservices.com/topic/the-future-of-financial-planning/)
- [Jeanne Sutton](https://retirementtaxservices.com/topic/jeanne-sutton/)
- [401k lady](https://retirementtaxservices.com/topic/401k-lady/)
- [401k](https://retirementtaxservices.com/topic/401k/)
- [maximize savings](https://retirementtaxservices.com/topic/maximize-savings/)
- [retirement planning](https://retirementtaxservices.com/topic/retirement-planning/)
- [contributions](https://retirementtaxservices.com/topic/contributions/)
- [wealth planning](https://retirementtaxservices.com/topic/wealth-planning/)
- [hybrid planning](https://retirementtaxservices.com/topic/hybrid-planning/)
- [combined planning](https://retirementtaxservices.com/topic/combined-planning/)
- [in-house tax team](https://retirementtaxservices.com/topic/in-house-tax-team/)
- [PJ DiNuzzo](https://retirementtaxservices.com/topic/pj-dinuzzo/)
- [Roger Pine](https://retirementtaxservices.com/topic/roger-pine/)
- [Tax returns](https://retirementtaxservices.com/topic/tax-returns/)
- [Holistiplan](https://retirementtaxservices.com/topic/holistiplan/)
- [software](https://retirementtaxservices.com/topic/software/)
- [fintech](https://retirementtaxservices.com/topic/fintech/)
- [tax tools](https://retirementtaxservices.com/topic/tax-tools/)
- [tax resources](https://retirementtaxservices.com/topic/tax-resources/)
- [value-add](https://retirementtaxservices.com/topic/value-add/)
- [young clients](https://retirementtaxservices.com/topic/young-clients/)
- [physicians](https://retirementtaxservices.com/topic/physicians/)
- [Chad Chubb](https://retirementtaxservices.com/topic/chad-chubb/)
- [client communication](https://retirementtaxservices.com/topic/client-communication/)
- [tax advice](https://retirementtaxservices.com/topic/tax-advice/)
- [legal](https://retirementtaxservices.com/topic/legal/)
- [attorney](https://retirementtaxservices.com/topic/attorney/)
- [tax law](https://retirementtaxservices.com/topic/tax-law/)
- [tax changes](https://retirementtaxservices.com/topic/tax-changes/)
- [Jeff Levine](https://retirementtaxservices.com/topic/jeff-levine/)
- [Justin Fitzpatrick](https://retirementtaxservices.com/topic/justin-fitzpatrick/)
- [Income Lab](https://retirementtaxservices.com/topic/income-lab/)
- [tax software](https://retirementtaxservices.com/topic/tax-software/)
- [financial software](https://retirementtaxservices.com/topic/financial-software/)
- [tax credit](https://retirementtaxservices.com/topic/tax-credit/)
- [forms](https://retirementtaxservices.com/topic/forms/)
- [elligibility](https://retirementtaxservices.com/topic/elligibility/)
- [Benjamin Dorsey](https://retirementtaxservices.com/topic/benjamin-dorsey/)
- [pandemic recovery](https://retirementtaxservices.com/topic/pandemic-recovery/)
- [Michael Henley](https://retirementtaxservices.com/topic/michael-henley/)
- [Chris Smith](https://retirementtaxservices.com/topic/chris-smith/)
- [business model](https://retirementtaxservices.com/topic/business-model/)
- [planning software](https://retirementtaxservices.com/topic/planning-software/)
- [Steven Adkinson](https://retirementtaxservices.com/topic/steven-adkinson/)
- [micah shilanski](https://retirementtaxservices.com/topic/micah-shilanski/)
- [jason speciner](https://retirementtaxservices.com/topic/jason-speciner/)
- [matt jarvis](https://retirementtaxservices.com/topic/matt-jarvis/)

## References

- [IRS forms](https://retirementtaxservices.com/reference/irs-forms/)