You have to know whether you are building a SpaceX Rocket or the Hogwarts Castle.
"Action is more important than getting things 'just right'’
Make life decisions first, and then sort out the tax implications. Taxes shouldn't be the reason to stay married but that doesn't mean they have to be a surprise in April.
There is a huge opportunity for Advisors who can find middle ground between the overly technical white papers and clickbaity nonsense on taxes currently covering the internet.
Roth isn't the answer in every situation, but it's too valuable to not at least consider for every client.
Every state does it different, there are no rules of thumb.
