Roth isn't the answer in every situation, but it's too valuable to not at least consider for every client.
Every state does it different, there are no rules of thumb.
You should always run from anyone who thinks their solution is always the answer. Tax planning has to be personal.
Action is what counts. Implementation is better than knowledge.
Technology should be a genius assistant so Advisors can add more value to their clients.
Everything being thrown into a line item called "miscellaneous" doesn't count as bookkeeping.
