With all the COVID changes the last couple of years, a lot of tax and financial professionals are going to be caught off guard by student loan changes in 2023.
More important than any designation is what you are actually doing to deliver value to clients
Tax information is abundant, but not necessarily helpful. Great Advisors need to make sure they are focusing on education in their client process.
For most people $1 of tax savings is better than $10 of investment return, it's about the emotions behind it.
If you ask some financial professionals, the answer to this question might be a resounding no, and the discussion would be over. But there are arguments for doing Roth conversions, even if you are in the highest tax bracket.
Don’t fall into the gap between theory and execution
